2005 Mitchell St, Ruthven, IA 51358 Property Records

Palo Alto County property record for 2005 Mitchell St, Ruthven, IA 51358

Property Summary

Property Type	Single Family Home
Details	1 ba · 745 sqft · built 1960
Lot Size	0.356 acres (15,500 sqft)
Owner	Company Name on Record
Tax Bill	$1,116 (2026)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`680003010081`

Property Details

APN / Parcel Number

Primary APN	`680003010081`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	745 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Lot Area	15,500 sqft (0.356 acres)
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	166 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	2005 MITCHELL ST
City	RUTHVEN
State	IA
Zip	51358-8606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	C.M.& ST.P.ADDN E 1/2 LOT 8, ALL LOTS 9 & 10 BLOCK 10
Legal Block	10
Legal Lot Number	8-10
Jurisdiction	PALO ALTO IA
Township / Civil Division	HIGHLAND
Census Block Group	1
Census Block	1062
Census Tract	960400

Owner

Source: Palo Alto County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	3081 410TH AVE, GRAETTINGER, IA 51342-8548
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALO ALTO IA
Recording Date	Apr 20, 2021
Property Address	2005 MITCHELL ST, RUTHVEN, IA 51358-8606
Document Number	002021/733
Book / Page	2021 / 733
Instrument Date	Apr 14, 2021
Instrument	2021 0733
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$47.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3081 410TH AVE, GRAETTINGER, IA 51342-8548

Mortgage

Document Number	002021/734
Date	Apr 20, 2021
Book Page	2021/734
Instrument	2021 0734

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Palo Alto County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Palo Alto County
Municipality	Ruthven City
Unified School District	Ruthven-Ayrshire Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,116.00	$70,830 (-) Land $11,760 Building $59,070	$70,830 (-) Land $11,760 Building $59,070
2025	$1,116.00 (+9.52%) Senior Citizen's exemption	$70,830 (+14.37%) Land $11,760 Building $59,070	$70,830 (+14.37%) Land $11,760 Building $59,070
2024	$1,019.00 (-6.86%)
2023		$61,930 (+8.57%) Land $11,760 Building $50,170	$61,930 (+8.57%) Land $11,760 Building $50,170
2022	$1,094.00	$57,040 Land $11,760 Building $45,280
2021			$57,040 Land $11,760 Building $45,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RUTHVEN WATER SUPPLY serves 779 people · EPA ID IA7465010
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
River Valley Telecommunications Cooperative Fiber	500 / 500
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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