2005 Mill Gate Ln, Cary, NC 27519 Property Records

Wake County property record for 2005 Mill Gate Ln, Cary, NC 27519

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,687 sqft · built 2003
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$870,000 (Dec 2025)
Tax Bill	$7,576 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0725.04-60-6012-000`

Property Details

APN / Parcel Number

Primary APN	`0725.04-60-6012-000`
Alternative APNs	`0725.04-60-6012 0293450` `0725606012` `0293450`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,687 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Lot Area	9,583 sqft (0.22 acres)
Garage Area	504 sqft
Porch	Open Porch
Porch Area	401 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	0293450
Street Address	2005 MILL GATE LN
City	CARY
State	NC
Zip	27519-7195
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8P
Legal Description	LO248 CARY PARK SUB BM2001-2370
Legal Subdivision	CARY PARK SUB
Legal Lot Number	248
Jurisdiction	WAKE NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1013
Census Tract	53410

Owner

Source: Wake County records, as of January 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2005 MILL GATE LN, CARY, NC 27519-7195
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND
Dec 29, 2025	Correction Deed
Dec 18, 2025	Warranty Deed, Transfer · Conventional Mortgage TOMO MORTGAGE LLC
Dec 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FNDG
Aug 3, 2018	Warranty Deed, Transfer · Conventional Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2025 · Amount on Record
Deed Sale	Dec 18, 2025 · Amount on Record
Prior Sale	Aug 3, 2018 · Amount on Record
Deed Document Number	202599715
Deed Book / Page	20099 / 1814
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	2005 MILL GATE LN, CARY, NC 27519-7195
Transaction Type	Mortgage
Record Updated	Jan 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	018846/866
Date	Dec 16, 2021
Book Page	18846/866

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

December 2025: Correction Deed

Document Type	Correction Deed
Jurisdiction	WAKE NC
Recording Date	Dec 29, 2025
Property Address	2005 MILL GATE LN, CARY, NC 27519-7195
Document Number	20106/2291
Book / Page	20106 / 2291
Map Reference	MB 2001 PG 2370
Instrument Date	Dec 15, 2025
Record Updated	Jan 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1875 MISSION ST APT 406, 406, SAN FRANCISCO, CA 94103-3579

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2005 MILL GATE LN, CARY, NC 27519-7195

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Dec 18, 2025
Property Address	2005 MILL GATE LN, CARY, NC 27519-7195
Document Number	20099/1814
Book / Page	20099 / 1814
Map Reference	MB 2001 PG 2370
Instrument Date	Dec 15, 2025
Transaction Type	Transfer
Record Updated	Jan 8, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,740.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1875 MISSION ST APT 406, 406, SAN FRANCISCO, CA 94103-3579

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2005 MILL GATE LN, CARY, NC 27519-7195

Mortgage

Document Number	0200991817
Date	Dec 18, 2025
Instrument	20099/1817

Lender

Name	TOMO MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2041

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	2005 MILL GATE LN, CARY, NC 27519-7195
Document Number	176981505
Instrument Date	Dec 20, 2019
Transaction Type	Mortgage
Record Updated	Jan 15, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2005 MILL GATE LN CARY NC 275197195, CARY, NC 27519-7195

Mortgage

Document Number	176981505
Date	Dec 27, 2019
Book Page	017698/001505

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	ATLANTA, GA 30326

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Aug 3, 2018
Property Address	2005 MILL GATE LN, CARY, NC 27519-7195
Document Number	172052193
Book / Page	017205 / 002193
Instrument Date	Aug 3, 2018
Transaction Type	Transfer
Record Updated	Aug 10, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,040.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2005 MILL GATE LN CARY NC 275197195, CARY, NC 27519-7195

Mortgage

Document Number	172052196
Date	Aug 3, 2018
Book Page	017205/002196

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2048

Tax Assessment & Valuation

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Cary Town
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,576.00 (+37%)	$881,619 (+60.3%) Land $240,000 Building $641,619	$881,619 (-) Land $240,000 Building $641,619
2024			$881,619 (+60.3%) Land $240,000 Building $641,619
2023	$5,530.00	$549,965 Land $116,000 Building $433,965	$549,965 Land $116,000 Building $433,965

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CARY serves 227,300 people · EPA ID NC0392020
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · May 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
AT&T Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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