2005 McDowell Rd, Monroe Township, NJ 08831 Property Records

Middlesex County and Monroe Township property record for 2005 McDowell Rd, Monroe Township, NJ 08831

Property Summary

Property Type	Single Family Home
Details	2,241 sqft · built 2023
Lot Size	0.027 acres (1,173 sqft)
Owner	Company Name on File
Last Sale	$610,000 (Nov 2023)
Tax Bill	$11,387 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2023 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`12-00054-0000-00003-0000-C2005`

Property Details

APN / Parcel Number

Primary APN	`12-00054-0000-00003-0000-C2005`

Interior

Building Area	2,241 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Condo/Apartment
Lot Area	1,173 sqft (0.027 acres)

Location & Zoning

Street Address	2005 MCDOWELL RD
City	MONROE TOWNSHIP
State	NJ
Zip	08831-7464
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VC-1
Legal Subdivision	MONROE PARKE CONDO BLDG 20
Legal Block	54
Legal Lot Number	3
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2014
Census Tract	8212

Owner

2005 McDowell Rd is owned by a company that acquired it in December 2023.

Source: Middlesex County and Monroe Township records, as of June 30, 2026

Owner of Record	Company Name on File
Mailing Address	2005 MCDOWELL RD, MONROE TOWNSHIP, NJ 08831-7464
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Deed of Trust, Mortgage · Conventional Mortgage SAGE HOME LOANS CORP
Nov 22, 2023	Deed, Transfer · Conventional Mortgage LENNAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2023 · Amount on File
Deed Sale	Nov 22, 2023 · Amount on File
Deed Document Number	202369139
Deed Book / Page	19348 / 694
Last Transfer Date	Dec 22, 2023
Transfer Doc	0000075660
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	2005 MCDOWELL RD, MONROE TOWNSHIP, NJ 08831-7464
Transaction Type	Mortgage
Record Updated	Dec 24, 2025
Title Company	STATES TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2005 MCDOWELL RD, MONROE TOWNSHIP, NJ 08831-7464

Mortgage

Document Number	0000074336
Date	Dec 5, 2025
Book Page	19892/1532
Instrument	2025074336

Lender

Name	SAGE HOME LOANS CORP
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Nov 22, 2023
Property Address	2005 MCDOWELL RD, MONROE TOWNSHIP, NJ 08831-7464
Document Number	0000069139
Book / Page	19348 / 694
Instrument Date	Oct 13, 2023
Instrument	2023069139
Transaction Type	Transfer
Record Updated	Apr 12, 2024
Title Company	NOT AVAILABLE, AGLOBAL TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,291.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2465 KUSER RD, HAMILTON, NJ 08690-3310

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2005 MCDOWELL ROAD, MONROE TOWNSHIP, NJ 08831-7464

Mortgage

Document Number	0000069140
Date	Nov 22, 2023
Instrument	2023069140

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 2005 McDowell Rd was $11,387, up 715.7% from the year before.

Source: Middlesex County and Monroe Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Monroe Township
Unified School District	Monroe Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$396,200 (-) Land $225,000 Building $171,200	$396,200 (-) Land $225,000 Building $171,200
2025	$11,387.00 (+715.69%)	$396,200 Land $225,000 Building $171,200	$396,200 Land $225,000 Building $171,200
2024	$1,396.00
2023		$50,000 (-) Land $50,000	$50,000 (-) Land $50,000
2022	$1,326.00	$50,000 Land $50,000	$50,000 Land $50,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2005 McDowell Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	19 units insured incl. 18 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2005 McDowell Rd is moderate, ranking above 51% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 68% of New Jersey
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE TWP UTILITY DEPARTMENT serves 36,000 people · EPA ID NJ1213002
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	19 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable · Fiber in parts of the area	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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