2005 McCarthy St, Raleigh, NC 27608 Property Records

Wake County property record for 2005 McCarthy St, Raleigh, NC 27608

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,940 sqft · built 1908
Lot Size	0.419 acres (18,295 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (May 1997)
Tax Bill	$7,830 (2023)
Deeds & Mortgages	Sep 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1704.07-58-9713 0023810`

Property Details

APN / Parcel Number

Primary APN	`1704.07-58-9713 0023810`
Alternative APNs	`002381001` `0023810`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,940 sqft Heated Area
1st Floor Area	2,940 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	18,295 sqft (0.419 acres)
Porch	Porch
Porch Area	144 sqft
Deck Area	539 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0023810
Old Parcel Number	002381001
Street Address	2005 MCCARTHY ST
City	RALEIGH
State	NC
Zip	27608-2435
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	LO61 VANGUARD PARK BM1915-99
Legal Township	01
Legal Subdivision	VANGUARD PARK
Legal Lot Number	61
Jurisdiction	WAKE NC
Township / Civil Division	RALEIGH
Census Block Group	2
Census Block	2013
Census Tract	51800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Roanoke Park Historic District listed 2003 · 447 contributing resources · NRIS 03000389

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Wake County records, as of April 18, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2005 MCCARTHY ST, RALEIGH, NC 27608-2435
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 1997 · Amount on Record
Deed Sale	May 28, 1997 · Amount on Record
Deed Document Number	0000748166
Record Updated	Jun 7, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	2005 MCCARTHY ST, RALEIGH, NC 27608-2435
Document Number	172471762
Instrument Date	Sep 11, 2018
Transaction Type	Mortgage
Record Updated	Sep 28, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2005 MCCARTHY ST RALEIGH NC 276082435, RALEIGH, NC 27608-2435

Mortgage

Document Number	172471762
Date	Sep 21, 2018
Book Page	017247/001762

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CIEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Wake County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Municipality	Raleigh City
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$7,830.00	$716,575 Land $437,000 Building $279,575	$716,575 Land $437,000 Building $279,575

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1996–2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Feb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RALEIGH serves 650,000 people · EPA ID NC0392010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20