2005 Markridge Loop, The Villages, FL 32162 Property Records

Sumter County property record for 2005 Markridge Loop, The Villages, FL 32162

Property Summary

Property TypeSingle Family Home
Details1,926 sqft · built 2010
Lot Size0.176 acres (7,693 sqft)
OwnerIndividual Name on Record
Last Sale$713,400 (Dec 2025)
Tax Bill$5,049 (2024)
Deeds & MortgagesDec 2025 Sale & Mortgage
Aug 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APND34S091

Property Details

APN / Parcel Number

Primary APND34S091
Alternative APN
  • 1033695

Interior

Building Area1,926 sqft Heated Area

Exterior

Year BuiltBuilt 2010
Architectural StyleCustom Design
Construction TypeConcrete
Lot Area7,693 sqft (0.176 acres)
Garage Area431 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area439 sqft

Location & Zoning

Account Number1033695
Street Address2005 MARKRIDGE LOOP
CityTHE VILLAGES
StateFL
Zip32162-3194
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 91 THE VILLAGES OF SUMTER UNIT NO 158 PB 11 PGS 26-26E
Legal Range23E
Legal Township18S
Legal Section34
Legal SubdivisionVILLAGES OF SUMTER
Legal Lot Number91
Legal Unit158
JurisdictionSUMTER FL
Township / Civil DivisionWILDWOOD
Census Block Group1
Census Block1046
Census Tract911204

Owner

Source: Sumter County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address713 VANDERBILT AVENUE, LAKE HARBOR, FL 33459
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 19, 2025Warranty Deed, Transfer · Balloon Mortgage
CITIZENS FIRST BANK
Aug 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS FIRST BANK INC
Apr 15, 2019Warranty Deed, Transfer · Conventional Mortgage
LUTHER J LORD
Apr 18, 2018Warranty Deed, Transfer
ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 19, 2025 · Amount on Record
Deed SaleDec 19, 2025 · Amount on Record
Prior SaleApr 15, 2019 · Amount on Record
Deed Document Number202560061050
Deed Book / Page5016 / 385
Record UpdatedJun 8, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUMTER FL
Recording DateDec 19, 2025
Property Address2005 MARKRIDGE LOOP, THE VILLAGES, FL 32162-3194
Document Number0050160385
Book / Page5016 / 385
Map ReferenceMB 11 PG 26&26A-26E
Instrument DateDec 15, 2025
Instrument202560061050
Transaction TypeTransfer
Record UpdatedJan 22, 2026
Title CompanyCLOSING AND TITLE INSURANCE AGENCY, CLOSING TABLE TTL INS AGCY L

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,993.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2247 VALLEY OAK ST, THE VILLAGES, FL 32162-3525

Transferred To (Grantee/Buyer)

NameVerified Name
Address713 VANDERBILT AVENUE, LAKE HARBOR, FL 33459

Mortgage

Document Number0005016387
DateDec 19, 2025
Instrument5016/387
Lender
NameCITIZENS FIRST BANK
TypeBank
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term13 Months
DueJan 1, 2027

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUMTER FL
Property Address2005 MARKRIDGE LOOP, THE VILLAGES, FL 32162-3194
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyEQUITABLE TITLE OF OCALA LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0038150181
DateAug 28, 2020
Book Page3815/181
Instrument202060037381
Lender
NameCITIZENS FIRST BANK INC
TypeBank
AddressTHE VILLAGES, FL 32162
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUMTER FL
Recording DateApr 15, 2019
Property Address2005 MARKRIDGE LOOP, THE VILLAGES, FL 32162-3194
Document Number0035510342
Book / Page003551 / 000342
Instrument DateApr 1, 2019
Instrument60013283
Transaction TypeTransfer
Record UpdatedMay 3, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,850.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address2005 MARKRIDGE LOOP THE VILLAGES FL 321623194, THE VILLAGES, FL 32162-3194

Mortgage

Document Number35510347
DateApr 15, 2019
Book Page003551/000347
Instrument60013285
Lender
NameLUTHER J LORD
Address2011 MARKRIDGE LOOP, THE VILLAGES, FL 32162-3194
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Mortgage

Document Number35510343,
DateApr 15, 2019
Book Page003551/000343
Instrument60013284
Lender
NameLUTHER J LORD
Address2011 MARKRIDGE LOOP, THE VILLAGES, FL 32162-3194
Agreement
AmountAmount Recorded
Term360 Months
DueApr 14, 2049

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUMTER FL
Recording DateApr 18, 2018
Property Address2005 MARKRIDGE LOOP, THE VILLAGES, FL 32162-3194
Document Number0033970345
Book / Page003397 / 000345
Instrument DateMar 29, 2018
Instrument60013460
Transaction TypeTransfer
Record UpdatedNov 20, 2018
Title CompanyADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO

Transaction

AmountAmount Recorded
Tax$350.01
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2011 MARKRIDGE LOOP THE VILLAGES FL 321623194, THE VILLAGES, FL 32162-3194

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySumter County
Unified School DistrictSumter County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$311,620 (+5.99%)$504,040 (-5.79%) Land $110,780 Building $393,260
2024$5,049.00 (+4.79%)
2023$4,818.00 (+2.12%) Additional exemption filed$294,020 (+3%)$535,030 (+20.81%) Land $110,780 Building $424,250
2022$4,718.00 Homeowner's exemption$285,460$442,870 Land $98,220 Building $344,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 125 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies125 in force
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2023 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVILLAGES OF LAKE-SUMTER - WTPS 1, 3, ; 5
serves 18,675 people · EPA ID FL3350942
Water SourceGroundwater
Last State InspectionJun 2024
Also Mapped HereVILLAGE WATER
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 611 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
8,000 / 8,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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