Monmouth County and Lake Como Borough property record for 2005 Main St, Lake Como, NJ 07719
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,554 sqft · built 1940 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $650,000 (May 2023) |
| Tax Bill | $7,880 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Jun 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 46-00033-0000-00002 |
| Primary APN | 46-00033-0000-00002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,554 sqft Living Area |
| 1st Floor Area | 657 sqft |
| Upper Floors Area | 897 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Raised Ranch |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 210 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Deck Area | 168 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Sewer | Connected |
|---|
| Street Address | 2005 MAIN ST |
|---|---|
| City | BELMAR |
| State | NJ |
| Zip | 07719-2932 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MU0 |
| Legal Block | 33 |
| Legal Lot Number | 2 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | LAKE COMO |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 809000 |
2005 Main St is owned and occupied by two individuals who bought it in May 2023.
Source: Monmouth County and Lake Como Borough records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2005 MAIN ST, BELMAR, NJ 07719-2932 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 11, 2023 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Jun 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK |
| May 25, 2018 | Deed of Trust, Mortgage · Conventional Mortgage GREENWAY MTG FNDG |
| Apr 13, 2017 | Grant Deed, Transfer · Conventional Mortgage HOMEBRIDGE FIN'L SVCS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 11, 2023 · Amount on File |
| Deed Sale | May 11, 2023 · Amount on File |
| Prior Sale | Apr 13, 2017 · Amount on File |
| Deed Document Number | 202332543 |
| Deed Book / Page | 9644 / 3427 |
| Prior Transfer Date | Sep 17, 2008 |
| Prior Transfer Doc | 0087413900 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | May 11, 2023 |
| Property Address | 2005 MAIN ST, BELMAR, NJ 07719-2932 |
| Document Number | 0096443427 |
| Book / Page | 9644 / 3427 |
| Instrument Date | May 8, 2023 |
| Instrument | 2023032543 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2023 |
| Title Company | INNOVATION TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,715.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1827 FERNWOOD RD, LAKE COMO, NJ 07719-2909 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2005 MAIN ST, LAKE COMO, NJ 07719-2932 |
| Document Number | 2023032544 |
|---|---|
| Date | May 11, 2023 |
| Instrument | 2023032544 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 2005 MAIN ST, BELMAR, NJ 07719-2932 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2021 |
| Title Company | ALL AHEAD TITLE AGENCY LLC, ALL AHEAD TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0095238709 |
|---|---|
| Date | Jun 29, 2021 |
| Book Page | 9523/8709 |
| Instrument | 2021101549 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 2005 MAIN ST, BELMAR, NJ 07719-2932 |
| Document Number | 0000057132 |
| Instrument Date | May 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 2, 2018 |
| Title Company | TRIDENT ABSTRACT TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 2005 MAIN ST LAKE COMO NJ 077192932, LAKE COMO, NJ 07719-2932 |
| Document Number | 0000057132 |
|---|---|
| Date | Jun 8, 2018 |
| Book Page | 009291/007151 |
| Instrument | 57132 |
| Name | GREENWAY MTG FNDG |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLETOWN, NJ 07748 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 7, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Apr 13, 2017 |
| Property Address | 2005 MAIN ST, BELMAR, NJ 07719-2932 |
| Document Number | 0000038732 |
| Book / Page | 009222 / 000766 |
| Instrument Date | Apr 5, 2017 |
| Instrument | 38732 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2017 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE INSURANCE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1827 FERNWOOD RD LAKE COMO NJ 077192909, LAKE COMO, NJ 07719-2909 |
| Document Number | 38733 |
|---|---|
| Date | Apr 13, 2017 |
| Book Page | 009222/000774 |
| Instrument | 38733 |
| Name | HOMEBRIDGE FIN'L SVCS INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 12, 2047 |
The 2025 property tax bill for 2005 Main St was $7,880, up 6.2% from the year before.
Source: Monmouth County and Lake Como Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Lake Como Borough |
| Unified School District | Lake Como Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $807,800 (+2.72%) Land $652,600 Building $155,200 | $807,800 (+2.72%) Land $652,600 Building $155,200 | |
| 2025 | $7,880.00 (+6.2%) | $786,400 Land $632,600 Building $153,800 | $786,400 Land $632,600 Building $153,800 |
| 2024 | $7,420.00 | ||
| 2023 | $591,700 Land $475,000 Building $116,700 | $591,700 Land $475,000 Building $116,700 | |
| 2022 | $6,091.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2005 Main St in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1992.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 13 (1992–2020) |
| Claims Outside the SFHA | 7 of 13 |
| Most Recent Claim | Sep 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2005 Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE COMO WATER DEPT serves 3,000 people · EPA ID NJ1347001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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