2005 Madison St, Gary, IN 46407 Property Records

Lake County property record for 2005 Madison St, Gary, IN 46407

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,272 sqft · built 1963
Lot Size	0.149 acres (6,490 sqft)
Owner	Individual Name on Record
Last Sale	$65,835 (Oct 2025)
Tax Bill	$834 (2024)
Deeds & Mortgages	Aug 2026 Line of Credit Oct 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001-25-46-0589-0003`

Property Details

APN / Parcel Number

Primary APN	`001-25-46-0589-0003`
Alternative APNs	`45-08-09-480-010.000-004` `254605890003`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,272 sqft Living Area
Gross Area	3,408 sqft
1st Floor Area	1,136 sqft
Basement Area	1,136 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Construction Type	Brick
Roof Material	Asphalt
Lot Area	6,490 sqft (0.149 acres)
Lot Dimensions	130 ft deep x 50 ft wide
View / Lot	Alley
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2005 MADISON ST
City	GARY
State	IN
Zip	46407-2541
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	45-08-09-480-010.000-004
Legal Subdivision	ANDREW MEANS FIFTH PARK
Legal Lot Number	3
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	1
Census Block	1031
Census Tract	11800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Andrew Means Park Manor Historic District listed 2024 · 409 contributing resources · NRIS 100010739

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lake County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2005 MADISON ST, GARY, IN 46407-2541
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Deed of Trust, Mortgage · Line of Credit HORIZON BANK
Oct 2, 2025	Limited Warranty Deed, Transfer UNKNOWN, HIGGINS LAND TITLE SLN LLC
Aug 21, 2025	Public Action, Foreclosure
Aug 5, 2022	Affidavit, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2025 · Amount on Record
Deed Sale	Oct 2, 2025 · Amount on Record
Prior Sale	Aug 21, 2025 · Amount on Record
Deed Document Number	2025537871
Prior Transfer Date	Aug 19, 2025
Prior Transfer Doc	0000020948
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Recording Date	Aug 28, 2026
Property Address	2005 MADISON ST, GARY, IN 46407-2541
Document Number	0000536638
Instrument Date	Aug 20, 2026
Instrument	2026536638
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2005 MADISON ST, GARY, IN 46407-2541

Mortgage

Document Number	0000536638,
Date	Aug 28, 2026
Instrument	2026536638

Lender

Name	HORIZON BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Sep 20, 2051

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2025: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Oct 2, 2025
Property Address	2005 MADISON ST, GARY, IN 46407-2541
Document Number	0000037871
Map Reference	MB 35 PG 41
Instrument Date	Sep 22, 2025
Instrument	2025-537871
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	UNKNOWN, HIGGINS LAND TITLE SLN LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	500 FRANK W BURR BLVD # BLVD720, BLVD720, TEANECK, NJ 07666-6804

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2005 MADISON ST, GARY, IN 46407-2541

August 2025: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	LAKE IN
Recording Date	Aug 21, 2025
Property Address	2005 MADISON ST, GARY, IN 46407-2541
Document Number	0000020948
Map Reference	MB 35 PG 41
Instrument Date	Jul 31, 2025
Instrument	2025-020948
Transaction Type	Foreclosure
Record Updated	Feb 6, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Tax Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 STERLING BLVD STE 302, 302, ENGLEWOOD, NJ 07631-4835

August 2022: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	LAKE IN
Recording Date	Aug 5, 2022
Property Address	2005 MADISON ST, GARY, IN 46407-2541
Document Number	0000025184
Map Reference	MB 35 PG 41
Instrument Date	Mar 19, 2021
Instrument	2022-025184
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$71,300 (+10.37%) Land $7,900 Building $63,400	$71,300 (+10.37%) Land $7,900 Building $63,400
2024	$834.00 (-82.45%)	$64,600 (-6.1%) Land $7,900 Building $56,700	$64,600 (-6.1%) Land $7,900 Building $56,700
2023		$68,800 (+0.15%) Land $7,700 Building $61,100	$68,800 (+0.15%) Land $7,700 Building $61,100
2022	$4,751.00	$68,700 Land $6,500 Building $62,200	$68,700 Land $6,500 Building $62,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Madison St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures