2005 Lane St, Gary, IN 46404 Property Records

Lake County property record for 2005 Lane St, Gary, IN 46404

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,433 sqft · built 1955
Lot Size	0.116 acres (5,053 sqft)
Owner	Individual Name on Record
Tax Bill	$60 (2024)
Deeds & Mortgages	Apr 2026 Reverse Mortgage Apr 2026 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-25-47-0444-0018`

Property Details

APN / Parcel Number

Primary APN	`001-25-47-0444-0018`
Alternative APNs	`45-08-07-381-006.000-004` `254704440018`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,433 sqft Living Area

Exterior

Year Built	Built 1955
Construction Type	Wood
Roof Material	Asphalt
Lot Area	5,053 sqft (0.116 acres)
Lot Dimensions	101 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	001-25-47-0444-0018
Old Parcel Number	254704440018
Street Address	2005 LANE ST
City	GARY
State	IN
Zip	46404-2554
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TARRYTOWN FIRST SUBDIVISION ALL L.18 BL.8
Legal Subdivision	TARRYTOWN FIRST SUB
Legal Block	8
Legal Lot Number	18
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	1
Census Block	1009
Census Tract	11100

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2005 LANE ST, GARY, IN 46404-2554
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · Reverse Mortgage SUMMIT SETTLEMENT SERVICES
Apr 29, 2026	Deed of Trust, Mortgage · Reverse Mortgage FEDERAL HOUSING COMMISSIONER
Mar 20, 2023	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 1986
Deed Sale	Aug 25, 1986
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Recording Date	Apr 29, 2026
Property Address	2005 LANE ST, GARY, IN 46404-2554
Document Number	0000517126
Instrument Date	Apr 23, 2026
Instrument	2026517126
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SUMMIT SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2005 LANE ST, GARY, IN 46404-2554

Mortgage

Document Number	0000517126,
Date	Apr 29, 2026
Instrument	2026517126

Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	708 Months
Due	Apr 18, 2085

Interest

Rate Type	Adjustable Rate
Rate	5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Recording Date	Apr 29, 2026
Property Address	2005 LANE ST, GARY, IN 46404-2554
Document Number	0000517127
Instrument Date	Apr 23, 2026
Instrument	2026517127
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SUMMIT SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2005 LANE ST, GARY, IN 46404-2554

Mortgage

Document Number	0000517127,
Date	Apr 29, 2026
Instrument	2026517127

Lender

Name	FEDERAL HOUSING COMMISSIONER

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	708 Months
Due	Apr 18, 2085

Interest

Rate Type	Adjustable Rate
Rate	5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	2005 LANE ST, GARY, IN 46404-2554
Transaction Type	Mortgage
Record Updated	Oct 2, 2023
Title Company	NOT AVAILABLE, MIS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2005 LANE ST, GARY, IN 46404-2554

Mortgage

Document Number	0000007900
Date	Mar 20, 2023
Instrument	2023-507900

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	745 Months
Due	Apr 18, 2085

Interest

Rate Type	Adjustable Rate
Rate	8.03%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2023
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	13%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$97,500 (+92.31%) Land $5,400 Building $92,100	$97,500 (+92.31%) Land $5,400 Building $92,100
2024	$60.00
2023		$50,700 (+12.67%) Land $5,600 Building $45,100	$50,700 (+12.67%) Land $5,600 Building $45,100
2022		$45,000 Land $3,500 Building $41,500	$45,000 Land $3,500 Building $41,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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