Cleveland County property record for 2005 Ladera Ln, Norman, OK 73071
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · built 2024 |
| Lot Size | 0.181 acres (7,884 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $342,000 (Aug 2025) |
| Tax Bill | $4,962 (2025) |
| Deeds & Mortgages | Aug 2025 Sale & Mortgage Oct 2023 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | NC29SMVA321001 |
| Primary APN | NC29SMVA321001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Frame/Masonry/Veneer |
| Construction Type | Steel Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 7,884 sqft (0.181 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 193348 |
|---|---|
| Street Address | 2005 LADERA LN |
| City | NORMAN |
| State | OK |
| Zip | 73071-4515 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUMMIT VALLEY 3 LT 1 BLK 2 |
| Legal Subdivision | SUMMIT VALLEY 3 |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | CLEVELAND OK |
| Township / Civil Division | NORMAN |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 201405 |
Source: Cleveland County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 23202 PAMPAS ST, SPRING, TX 77389-3552 |
| Owner Type | Individual |
| Vesting | Married Woman, Separate Property |
| Date | Document |
|---|---|
| Aug 13, 2025 | Warranty Deed, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
| Oct 13, 2023 | Warranty Deed, Construction Loan · Construction Mortgage FIRST NATIONAL BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 13, 2025 · Amount on Record |
| Deed Sale | Aug 13, 2025 · Amount on Record |
| Prior Sale | Oct 13, 2023 · Amount on Record |
| Deed Document Number | 202522816 |
| Deed Book / Page | 6844 / 251 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Aug 13, 2025 |
| Property Address | 2005 LADERA LN, NORMAN, OK 73071-4515 |
| Document Number | R202522816 |
| Book / Page | 6844 / 251 |
| Instrument Date | Jul 3, 2025 |
| Instrument | R 2025 22816 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $513.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23202 PAMPAS ST, SPRING, TX 77389-3552 |
| Investor | Possibly a Property Investor |
| Document Number | R202522817 |
|---|---|
| Date | Aug 13, 2025 |
| Instrument | R 2025 22817 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Oct 13, 2023 |
| Property Address | 2005 LADERA LN, NORMAN, OK 73071-4515 |
| Document Number | R202328288 |
| Book / Page | 6597 / 1505 |
| Instrument Date | Oct 12, 2023 |
| Instrument | R 2023 28288 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 9, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $80.25 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2460 BOARDWALK, NORMAN, OK 73069-6332 |
| Investor | Possibly a Property Investor |
| Document Number | R202328289 |
|---|---|
| Date | Oct 13, 2023 |
| Instrument | R 2023 28289 |
| Name | FIRST NATIONAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Oct 11, 2025 |
Source: Cleveland County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Cleveland County |
| Municipality | Norman City |
| Unified School District | Norman Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,962.00 | $41,347 Land $6,600 Building $34,747 | $344,566 Land $55,000 Building $289,566 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 84% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2022 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| OEC Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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