Union County property record for 2005 Irby Rd, Monroe, NC 28112
| Property Type | Rural Home |
|---|---|
| Details | 2 bd |
| Lot Size | 38.6 acres (1,685,728 sqft) |
| Owner | Company Name on Record |
| Last Sale | $242,500 (Dec 2007) |
| Tax Bill | $102 (2025) |
| Deeds & Mortgages | Aug 2022 Second Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 04-234-003 |
| Primary APN | 04-234-003 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Total Rooms | 2 Rooms |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Wood Siding |
|---|---|
| Foundation Type | No Foundation |
| Roof Material | Composition Shingle |
| Lot Area | 1,685,728 sqft (38.6 acres) |
| Garage Type | Detached |
| Porch | Porch |
| Porch Area | 228 sqft |
| Patio Area | 60 sqft |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Street Address | 2005 IRBY RD |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-9371 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RA-40 UNIO |
| Legal Description | OPCG060 7407-580 PLUS OPC |
| Jurisdiction | UNION NC |
| Township / Civil Division | BUFORD |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 20902 |
Source: Union County records, as of March 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1604 CIRCLE S RANCH RD, MONROE, NC 28112-9354 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 21, 2007 · Amount on Record |
| Deed Sale | Dec 21, 2007 · Amount on Record |
| Prior Sale | Dec 21, 2007 · Amount on Record |
| Deed Document Number | 200754979 |
| Deed Book / Page | 4769 / 177 |
| Prior Transfer Date | Dec 14, 2007 |
| Prior Transfer Doc | 0004769182 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2005 IRBY RD, MONROE, NC 28112-9371 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0008540129 |
|---|---|
| Date | Aug 2, 2022 |
| Book Page | 8540/129 |
| Instrument | 27430 |
| Name | CAROLINA FARM CREDIT ACA |
|---|---|
| Type | Bank |
| Address | MONROE, NC 28111 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $102.00 (-20.93%) | $22,200 (-90.52%) Land $14,900 Building $7,300 | $434,800 (+85.57%) Land $427,500 Building $7,300 |
| 2023 | $129.00 | $234,300 Land $228,300 Building $6,000 | $234,300 Land $228,300 Building $6,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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