2005 Hillside Ter, Cary, IL 60013 Property Records

McHenry County property record for 2005 Hillside Ter, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,017 sqft · built 1953
Lot Size	0.256 acres (11,162 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Jan 2020)
Deeds & Mortgages	Dec 2021 Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-19-102-007`

Property Details

APN / Parcel Number

Primary APN	`20-19-102-007`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Stories	1 Story
Building Area	1,017 sqft
Gross Area	1,904 sqft
1st Floor Area	1,017 sqft

Exterior

Year Built	Built 1953
Exterior Material	Brick Veneer
Lot Area	11,162 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	2005 HILLSIDE TER
City	CARY
State	IL
Zip	60013-2834
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2020R0000464 LT 8 ALLEN & POWERS LAGOON ADDN
Legal Range	09E
Legal Township	43N
Legal Section	19
Legal Subdivision	ALLEN POWERS LAGOON ADD
Legal Block	102
Legal Lot Number	8
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	2
Census Block	2020
Census Tract	871600

Owner

2005 Hillside Ter is owned by an individual who bought it in January 2020.

Source: McHenry County records, as of May 13, 2024

Owner of Record	Individual Name on File
Mailing Address	2005 HILLSIDE TER, CARY, IL 60013-2834
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 6, 2020	Grant Deed, Transfer LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2020 · Amount on File
Deed Sale	Jan 6, 2020 · Amount on File
Prior Sale	Nov 2, 2007
Deed Document Number	2020R0000464
Record Updated	Jun 7, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	2005 HILLSIDE TER, CARY, IL 60013-2834
Transaction Type	Mortgage
Record Updated	Jan 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068415
Date	Dec 27, 2021
Instrument	2021R0068415

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Interest

Rate	3.87%

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MCHENRY IL
Recording Date	Jan 6, 2020
Property Address	2005 HILLSIDE TER, CARY, IL 60013-2834
Document Number	0000000464
Instrument Date	Dec 31, 2019
Instrument	464
Transaction Type	Transfer
Record Updated	Jan 23, 2020
Title Company	STARCK TITLE SERVICES, STARCK TITLE SVCS

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10265 CHURCH RD BARRINGTON IL 600109060, BARRINGTON, IL 60010-9060

Mortgage

Document Number	465
Date	Jan 6, 2020
Instrument	465

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 5, 2050

Interest

Rate	4.87%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$57,579 Land $13,046 Building $44,533	$172,737 Land $39,138 Building $133,599

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2005 Hillside Ter in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1979–2022)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Feb 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2005 Hillside Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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