2005 Harper St, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 2005 Harper St, El Cerrito, CA 94530

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,804 sqft · built 1962
Lot Size0.113 acres (4,900 sqft)
OwnerCompany Name on Record
Last Sale$1,025,000 (Sep 2026)
Tax Bill$11,406 (2025)
Deeds & MortgagesSep 2026 Transfer
Oct 2026 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN501-390-005-4

Property Details

APN / Parcel Number

Primary APN501-390-005-4
Alternative APN
  • 501-390-005

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,804 sqft Living Area
1st Floor Area1,324 sqft
Basement Area480 sqft

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1964
Lot Area4,900 sqft (0.113 acres)
Garage TypeAttached
Garage Area399 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address2005 HARPER ST
CityEL CERRITO
StateCA
Zip94530-1722
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionRICH JUNCTION HTS LOTS 30 & 31 BLK 41
Legal SubdivisionRICHMOND JUNCTION H
Legal Block41
Legal Lot Number30,31
JurisdictionCONTRA COSTA CA
Township / Civil DivisionWEST CONTRA COSTA
Census Block Group2
Census Block2008
Census Tract384000

Owner

Source: Contra Costa County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3301 PURDUE AVE, LOS ANGELES, CA 90066-1321
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2026Quit Claim Deed, Transfer
OLD REPUBLIC TITLE
Oct 1, 2026Grant Deed, Transfer
OLD REPUBLIC TITLE
Sep 30, 2026Grant Deed, Transfer
OLD REPUBLIC TITLE
Mar 2, 2018Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN PACIFIC MTG-TEHACHAPI

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 30, 2026 · Amount on Record
Deed SaleSep 30, 2026 · Amount on Record
Prior SaleFeb 1, 2005 · Amount on Record
Deed Document Number2026102969
Prior Transfer DateSep 28, 2026
Prior Transfer Doc0000102970
Record UpdatedOct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCONTRA COSTA CA
Recording DateSep 30, 2026
Property Address2005 HARPER ST, EL CERRITO, CA 94530-1722
Document Number0000102970
Instrument DateSep 28, 2026
Instrument2026102970
Transaction TypeTransfer
Record UpdatedOct 6, 2026
Title CompanyOLD REPUBLIC TITLE

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address3301 PURDUE AVE, LOS ANGELES, CA 90066-1321

October 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateOct 1, 2026
Property Address2005 HARPER ST, EL CERRITO, CA 94530-1722
Document Number0000103191
Instrument DateSep 28, 2026
Instrument2026103191
Transaction TypeTransfer
Record UpdatedOct 9, 2026
Title CompanyOLD REPUBLIC TITLE

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3301 PURDUE AVE, LOS ANGELES, CA 90066-1321

September 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateSep 30, 2026
Property Address2005 HARPER ST, EL CERRITO, CA 94530-1722
Document Number0000102969
Instrument DateSep 11, 2026
Instrument2026102969
Transaction TypeTransfer
Record UpdatedOct 6, 2026
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
Tax$113,877.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address3301 PURDUE AVE, LOS ANGELES, CA 90066-1321

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address2005 HARPER ST, EL CERRITO, CA 94530-1722
Document Number0000040035
Instrument DateMar 2, 2018
Transaction TypeMortgage
Record UpdatedMar 22, 2018
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2005 HARPER ST EL CERRITO CA 945301722, EL CERRITO, CA 94530-1722

Mortgage

Document Number0000040035
DateMar 15, 2018
Instrument40035
Lender
NameAMERICAN PACIFIC MTG-TEHACHAPI
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 14, 2048
Interest
Rate TypeAdjustable Rate
Rate4.25%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityEl Cerrito City
Unified School DistrictWest Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$817,513 (+2%) Land $625,581 Building $191,932
2025$11,406.00 (+4.22%) Homeowner's exemption$801,484 (+4.04%) Land $613,315 Building $188,169
2023$10,944.00 (+1.46%) Homeowner's exemption$770,363 Land $589,500 Building $180,863
2022$10,786.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 689 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber
10,000 / 10,000
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks.

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