2005 Garrett Dr NW, Wilson, NC 27896 Property Records

Wilson County property record for 2005 Garrett Dr NW, Wilson, NC 27896

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,483 sqft · built 1986
Lot Size	0.526 acres (22,913 sqft)
Owner	Individual Name on Record
Tax Bill	$4,295 (2025)
Deeds & Mortgages	Dec 2022 Transfer Dec 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3712-48-0828.000`

Property Details

APN / Parcel Number

Primary APN	`3712-48-0828.000`
Alternative APNs	`3712480828` `1129265`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,483 sqft Heated Area
1st Floor Area	1,483 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1995
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	22,913 sqft (0.526 acres)
Lot Dimensions	200 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	700 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	2005 GARRETT DR NW
City	WILSON
State	NC
Zip	27896-1597
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR4
Legal Description	2005 GARRETT DR NW L67S6 WATERFORD 1.00LT
Legal Subdivision	WATERFORD
Jurisdiction	WILSON NC
Township / Civil Division	WILSON
Census Block Group	2
Census Block	2003
Census Tract	501

Owner

Source: Wilson County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2005 GARRETT DR NW, WILSON, NC 27896-1597
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2022	Gift Deed, Transfer
Dec 20, 2022	Intrafamily Transfer, Transfer
Sep 25, 2020	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 2, 2022
Transfer Doc	002997/489
Record Updated	Sep 20, 2026

December 2022: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	WILSON NC
Recording Date	Dec 20, 2022
Property Address	2005 GARRETT DR NW, WILSON, NC 27896-1597
Document Number	002997/492
Book / Page	2997 / 492
Map Reference	MB 18 PG 10
Instrument Date	Nov 2, 2022
Transaction Type	Transfer
Record Updated	Jan 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2005 GARRETT DR NW, WILSON, NC 27896-1597

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2005 GARRETT DR NW, WILSON, NC 27896-1597

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WILSON NC
Recording Date	Dec 20, 2022
Property Address	2005 GARRETT DR NW, WILSON, NC 27896-1597
Document Number	002997/489
Book / Page	2997 / 489
Map Reference	MB 18 PG 10
Instrument Date	Nov 2, 2022
Transaction Type	Transfer
Record Updated	Jan 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2005 GARRETT DR NW, WILSON, NC 27896-1597

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILSON NC
Property Address	2005 GARRETT DR NW, WILSON, NC 27896-1597
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TTL GUARANTYNON CA L

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2854/690
Date	Sep 25, 2020
Book Page	2854/690

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Wilson County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Wilson County
Municipality	Wilson City
Unified School District	Wilson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$383,466 (-) Land $45,000 Building $338,466	$383,466 (-) Land $45,000 Building $338,466
2025	$4,295.00	$383,466 (-) Land $45,000 Building $338,466	$383,466 (-) Land $45,000 Building $338,466
2024		$383,466 Land $45,000 Building $338,466	$383,466 Land $45,000 Building $338,466

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	51 (1999–2024)
Claims Outside the SFHA	15 of 51
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Matthew, Oct 2016 · 7 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WILSON serves 50,332 people · EPA ID NC0498010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Greenlight Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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