2005 Garnet Ct, Leland, NC 28451 Property Records

Brunswick County property record for 2005 Garnet Ct, Leland, NC 28451

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,756 sqft · built 2005
Lot Size	0.504 acres (21,954 sqft)
Owner	2 Individual Names on File
Last Sale	$53,000 (Mar 2005)
Tax Bill	$3,587 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Apr 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`037FG020`

Property Details

APN / Parcel Number

Primary APN	`037FG020`
Alternative APNs	`219706383054` `24195510`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,756 sqft Heated Area
Gross Area	4,047 sqft
1st Floor Area	2,468 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Type	Hip
Roof Material	Shingle
Lot Area	21,954 sqft (0.504 acres)
Garage Area	648 sqft
Porch	Patio
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	24195510
Street Address	2005 GARNET CT
City	LELAND
State	NC
Zip	28451-9110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	L-72 S-22 MAGNOLIA GREENS PL 29/363
Legal Subdivision	MAGNOLIA GREENS
Legal Lot Number	72
Jurisdiction	BRUNSWICK NC
Township / Civil Division	TOWN CREEK
Census Block Group	2
Census Block	2001
Census Tract	20105

Owner

2005 Garnet Ct is owned and occupied by two individuals who bought it in March 2005.

Source: Brunswick County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2005 GARNET CT, LELAND, NC 28451-9110
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CREDIT UNION
Apr 28, 2023	Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP
Oct 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage US SMALL BUSN ADMN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2005 · Amount on File
Deed Sale	Mar 15, 2005 · Amount on File
Deed Book / Page	2105 / 853
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Recording Date	Sep 24, 2026
Property Address	2005 GARNET CT, LELAND, NC 28451-9110
Document Number	5638000422
Book / Page	5638 / 422
Instrument Date	Sep 17, 2026
Transaction Type	Mortgage
Record Updated	Oct 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2005 GARNET CT, LELAND, NC 28451-9110

Mortgage

Document Number	5638000422,
Date	Sep 24, 2026
Book Page	5638/422

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Max Rate	-1%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	2005 GARNET CT, LELAND, NC 28451-9110
Transaction Type	Mortgage
Record Updated	May 15, 2023
Title Company	2020 TITLE LLC, 20 20 TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2005 GARNET CT, LELAND, NC 28451-9110

Mortgage

Document Number	0050060436
Date	Apr 28, 2023
Book Page	5006/436

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	CANONSBURG, PA 15317

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	2005 GARNET CT, LELAND, NC 28451-9110
Document Number	0041201298
Instrument Date	Oct 18, 2018
Transaction Type	Mortgage
Record Updated	Nov 19, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2005 GARNET CT LELAND NC 284519110, LELAND, NC 28451-9110

Mortgage

Document Number	0041201298
Date	Nov 1, 2018
Book Page	004120/001298

Lender

Name	US SMALL BUSN ADMN
Address	BIRMINGHAM, AL 35203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 31, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 2005 Garnet Ct was $3,587.

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Leland Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$520,760 (-) Land $75,000 Building $445,760	$520,760 (-) Land $75,000 Building $445,760
2025	$3,587.00	$520,760 Land $75,000 Building $445,760	$520,760 Land $75,000 Building $445,760
2023		$520,760 Land $75,000 Building $445,760	$520,760 Land $75,000 Building $445,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2005 Garnet Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 209 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	209 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2005 Garnet Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRUNSWICK REGIONAL WATER AND SEWER H2GO serves 51,252 people · EPA ID NC0410070
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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