2005 Foster Way, Frederick, MD 21702 Property Records

Frederick County property record for 2005 Foster Way, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,412 sqft · built 2020
Lot Size	0.209 acres (9,118 sqft)
Owner	2 Individual Names on Record
Last Sale	$479,231 (Apr 2020)
Tax Bill	$10,280 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-595980`

Property Details

APN / Parcel Number

Primary APN	`02-595980`
Alternative APN	`595980`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,412 sqft Living Area
Gross Area	3,880 sqft
1st Floor Area	1,453 sqft
Basement Area	650 sqft
Finished Basement	650 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,118 sqft (0.209 acres)
Garage Type	Attached
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	595980
Street Address	2005 FOSTER WAY
City	FREDERICK
State	MD
Zip	21702-2150
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 346 PHASE 5B PLA 9,118 SQ FT TUSCARORA CREEK PND
Legal Subdivision	TUSCARORA CREEK
Legal Phase	5B
Legal Lot Number	346
Jurisdiction	FREDERICK MD
Township / Civil Division	21, TUSCARORA
Census Block Group	2
Census Block	2018
Census Tract	751301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2005 FOSTER WAY, FREDERICK, MD 21702-2150
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 23, 2020	Deed, Transfer · FHA Mortgage GEORGE MASON MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2020 · Amount on Record
Deed Sale	Apr 23, 2020 · Amount on Record
Deed Book / Page	13677 / 387
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2005 FOSTER WAY, FREDERICK, MD 21702-2150
Transaction Type	Mortgage
Record Updated	Dec 22, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2005 FOSTER WAY, FREDERICK, MD 21702-2150

Mortgage

Document Number	0162570439
Date	Dec 12, 2022
Book Page	16257/439

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	329 Months
Due	May 1, 2050

April 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Apr 23, 2020
Property Address	2005 FOSTER WAY, FREDERICK, MD 21702-2150
Document Number	0136770387
Book / Page	13677 / 387
Map Reference	MB 99 PL 189
Instrument Date	Apr 10, 2020
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	KEYSTONE TTL SETMNT SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,396.16
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2005 FOSTER WAY, FREDERICK, MD 21702-2150

Mortgage

Document Number	136770395
Date	Apr 23, 2020
Instrument	13677/0395

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$606,567 (+24.57%)	$670,500 (+16.69%) Land $110,600 Building $559,900
2025	$10,280.00 (+16.28%)
2023	$8,841.00	$486,933	$574,600 Land $100,400 Building $474,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

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