2005 Florence Dr, Plano, TX 75093 Property Records

Collin County property record for 2005 Florence Dr, Plano, TX 75093

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,144 sqft · built 1980
Lot Size	0.21 acres (9,126 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,080 (Mar 2026)
Tax Bill	$5,838 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Aug 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R-0401-001-0020-1`

Property Details

APN / Parcel Number

Primary APN	`R-0401-001-0020-1`
Alternative APNs	`000000203381` `203381`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,144 sqft Living Area
Gross Area	2,228 sqft
1st Floor Area	2,144 sqft
Flooring	Ceramic Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,126 sqft (0.21 acres)
Garage Type	Carport
Garage Area	336 sqft
Carport	Carport
Carport Area	336 sqft
Porch	Covered Patio/Porch
Porch Area	86 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2005 FLORENCE DR
City	PLANO
State	TX
Zip	75093-3731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	PRESTON COVE ADDITION PHASE ONE, BLK A, LOT 2
Legal Subdivision	PRESTON COVE ADDITION PHASE ONE (CPL)
Legal Block	A
Legal Lot Number	2
Jurisdiction	COLLIN TX
Township / Civil Division	PLANO
Census Block Group	3
Census Block	3023
Census Tract	31655

Owner

Source: Collin County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2005 FLORENCE DR, PLANO, TX 75093-3731
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2022	Deed of Trust, Mortgage FROST BANK
Aug 28, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 3, 2026	Vendor's Lien, Transfer UNITED WHOLESALE MORTGAGE LLC
Aug 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 6, 2018	Warranty Deed, Transfer · FHA Mortgage MIDAMERICA MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2026 · Amount on Record
Deed Sale	Mar 3, 2026 · Amount on Record
Prior Sale	Mar 6, 2018 · Amount on Record
Deed Document Number	202626840
Prior Transfer Date	Mar 5, 2018
Prior Transfer Doc	0000276660
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	2005 FLORENCE DR, PLANO, TX 75093-3731
Transaction Type	Mortgage
Record Updated	Mar 18, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2005 FLORENCE DR, PLANO, TX 75093-3731

Mortgage

Document Number	0000462760
Date	Mar 23, 2022
Instrument	20220323000462760

Lender

Name	FROST BANK
Type	Bank
Address	SAN ANTONIO, TX 78296

Agreement

Amount	Amount Recorded

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	2005 FLORENCE DR, PLANO, TX 75093-3731
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2005 FLORENCE DR, PLANO, TX 75093-3731

Mortgage

Document Number	2023000098877
Date	Aug 28, 2023
Instrument	2023000098877

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	296 Months
Due	Apr 1, 2048

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	2005 FLORENCE DR, PLANO, TX 75093-3731
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3641 KAY DR, ZANESVILLE, OH 43701-1113

Mortgage

Document Number	2026000026841
Date	Mar 3, 2026
Instrument	2026000026841

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

March 2026: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Mar 3, 2026
Property Address	2005 FLORENCE DR, PLANO, TX 75093-3731
Document Number	2026000026840
Map Reference	VOL B PG 250
Instrument Date	Feb 23, 2026
Instrument	2026000026840
Transaction Type	Transfer
Record Updated	Mar 18, 2026
Title Company	UTTX

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2005 FLORENCE DR, PLANO, TX 75093-3731

Mortgage

Date	Mar 3, 2026

Lender

Name	UNITED WHOLESALE MORTGAGE LLC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Recording Date	Aug 14, 2026
Property Address	2005 FLORENCE DR, PLANO, TX 75093-3731
Document Number	0000110516
Instrument Date	Feb 23, 2026
Instrument	2026110516
Transaction Type	Mortgage
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3641 KAY DR, ZANESVILLE, OH 43701-1113

Mortgage

Document Number	0000110516,
Date	Aug 14, 2026
Instrument	2026110516

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Mar 6, 2018
Property Address	2005 FLORENCE DR, PLANO, TX 75093-3731
Document Number	0000276660
Instrument Date	Mar 5, 2018
Instrument	276660
Transaction Type	Transfer
Record Updated	Nov 5, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2005 FLORENCE DR PLANO TX 750933731, PLANO, TX 75093-3731

Mortgage

Document Number	276670
Date	Mar 6, 2018
Instrument	276670

Lender

Name	MIDAMERICA MTG
Type	Mortgage Company
Address	ADDISON, TX 75001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2048

Tax Assessment & Valuation

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Plano City
Unified School District	Plano Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,838.00 (-5.29%) Homeowner's exemption	$456,898 (-8.36%) Land $135,000 Building $321,898	$456,898 (-8.36%) Land $135,000 Building $321,898
2024	$6,164.00 (-2.34%)
2023		$498,587 Land $115,000 Building $383,587	$498,587 Land $115,000 Building $383,587
2022	$6,312.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PLANO serves 292,059 people · EPA ID TX0430007
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 646 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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