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2005 Ferrocarril Rd, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 2005 Ferrocarril Rd, Atascadero, CA 93422 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,479 sqft · built 2002
Lot Size2.48 acres (108,029 sqft)
OwnerCompany Name on File
Last Sale$257,000 (May 2002)
Tax Bill$7,304 (2025)
Deeds & MortgagesApr 2023 Transfer
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN049-012-006

Property Details

APN / Parcel Number

Primary APN049-012-006

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,479 sqft Living Area
1st Floor Area2,479 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Construction TypeWood
Lot Area108,029 sqft
TerrainCombination
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2005 FERROCARRIL RD
CityATASCADERO
StateCA
Zip93422-1577
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCY ATAS TR 2454-1 LT 15
Legal SubdivisionTRACT 2454 PH I
Legal Tract2454-1
Legal Block1
Legal Lot Number15
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionATASCADERO
Census Block Group1
Census Block1014
Census Tract12505

Owner

Source: San Luis Obispo County records · APN 049-012-006

Assessment roll updated August 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2005 FERROCARRIL RD, ATASCADERO, CA 93422-1577
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Apr 04, 2023Intrafamily Transfer, Transfer
Oct 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
CENTRAL COAST LENDING INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 08, 2002 · Amount on Record
Deed SaleMay 08, 2002 · Amount on Record
Deed Document Number200238469
Last Transfer DateMar 30, 2023
Transfer Doc0000009208
Record UpdatedSep 20, 2026

April 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateApr 04, 2023
Property Address2005 FERROCARRIL RD, ATASCADERO, CA 93422-1577
Document Number0000009208
Map ReferenceMB 22 PG 61-63
Instrument DateMar 30, 2023
Instrument2023009208
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address2005 FERROCARRIL RD, ATASCADERO, CA 93422-1577

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address2005 FERROCARRIL RD, ATASCADERO, CA 93422-1577
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address2005 FERROCARRIL RD, ATASCADERO, CA 93422-1577

Mortgage

Document Number0000058946
DateOct 21, 2020
Instrument2020058946
Lender
NameCENTRAL COAST LENDING INC
TypeMortgage Company
AddressMORRO BAY, CA 93442
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 01, 2035

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated August 6, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityAtascadero City
CountySan Luis Obispo County
Unified School DistrictAtascadero Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$659,398 (+2%) Land $226,015 Building $433,383
2025$7,304.00 (+4.94%) Homeowner's exemption$646,470 (+4.04%) Land $221,584 Building $424,886
2023$6,960.00 (+1.28%) Homeowner's exemption$621,369 Land $212,981 Building $408,388
2022$6,872.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790125051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Nearby Flood Policies12 in force
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2023, other causes, Severe Winter Storms, Flooding, Landslides, And Mudslides

Wildfire

Wildfire RiskModerate
above 67% of the US · above 41% of California
Wildfire LikelihoodAbout 1 in 441 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 65 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
Surfnet CommunicationsFixed Wireless100 / 20
Ranch WiFiFixed Wireless (unlicensed)100 / 20

May also be available at this address: T-Mobile USA, Radiate Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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