2005 Emmett Dr, Chesapeake, VA 23325 Property Records

Chesapeake City property record for 2005 Emmett Dr, Chesapeake, VA 23325

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 3,195 sqft · built 1959
Lot Size0.27 acres (11,761 sqft)
OwnerIndividual Name on Record
Tax Bill$3,779 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Aug 2021 Refinance
+ 3 more
APN0204001000320

Property Details

APN / Parcel Number

Primary APN0204001000320

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Stories1 Story
Building Area3,195 sqft Living Area
1st Floor Area1,695 sqft
Upper Floors Area496 sqft
Utility RoomUtility Room
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Exterior MaterialBrick
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area11,761 sqft (0.27 acres)

Exterior Amenities

PorchSlab
Porch Area56 sqft
Patio Area144 sqft
Shed1 Shed
Shed Area320 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2005 EMMETT DR
CityCHESAPEAKE
StateVA
Zip23325-4505
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10S: RESI
Legal Description32 PINETTA
Legal SubdivisionPINETTA/VALLEY STREAM/ANGORA/INDIAN RVR
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group3
Census Block3001
Census Tract20809

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address814 LIVE OAK AVE, MENLO PARK, CA 94025-4912
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 9, 2022Deed of Trust, Mortgage · ARM
LOANDEPOT.COM LLC
Aug 24, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
LOANDEPOT.COM LLC
Dec 19, 2017Deed of Trust, Mortgage · Stand-Alone Refinance
QUICKEN LOANS INC
Jan 30, 2017Deed of Trust, Mortgage · Stand-Alone Refinance
GLOBAL EQUITY FINANCE INC
Jun 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address2005 EMMETT DR, CHESAPEAKE, VA 23325-4505
Transaction TypeMortgage
Record UpdatedFeb 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010519/796
DateFeb 9, 2022
Book Page10519/796
Instrument220004773
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueMar 1, 2052
Interest
Rate TypeAdjustable Rate
Rate2.13%
AdjustableAdjustable Rate Rider
Type Change DateMar 1, 2032
Change Frequency6 Months

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address2005 EMMETT DR, CHESAPEAKE, VA 23325-4505
Transaction TypeMortgage
Record UpdatedDec 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10431/1144
DateAug 24, 2021
Book Page10431/1144
Instrument210038539
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueSep 1, 2051
Interest
Rate TypeFixed Rate

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address2005 EMMETT DR, CHESAPEAKE, VA 23325-4505
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE SOURCES INC, TITLE SOURCE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number9867/474
DateDec 19, 2017
Book Page9867/474
Instrument170034996
Lender
NameQUICKEN LOANS INC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJan 1, 2048
Interest
Rate TypeFixed Rate
Rate4.38%

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address2005 EMMETT DR, CHESAPEAKE, VA 23325-4505
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number9749/1561
DateJan 30, 2017
Book Page9749/1561
Instrument170002565
Lender
NameGLOBAL EQUITY FINANCE INC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueFeb 1, 2047
Interest
Rate TypeFixed Rate
Rate4.25%

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address2005 EMMETT DR, CHESAPEAKE, VA 23325-4505
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10162/1514
DateJun 10, 2020
Book Page10162/1514
Instrument200018240
Lender
NameQUICKEN LOANS LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2050
Interest
Rate TypeFixed Rate
Rate3.25%

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$396,800 (+6.04%) Land $135,000 Building $261,800$396,800 (+6.04%) Land $135,000 Building $261,800
2025$3,779.00 (+35.5%)$374,200 (+10.35%) Land $125,000 Building $249,200$374,200 (+10.35%) Land $125,000 Building $249,200
2023$339,100 (+6.53%) Land $105,000 Building $234,100$339,100 (+6.53%) Land $105,000 Building $234,100
2022$318,300 Land $95,000 Building $223,300$318,300 Land $95,000 Building $223,300
2019$2,789.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims7 (1989–2016)
Claims Outside the SFHA1 of 7
Most Recent ClaimOct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber
980 / 880

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