2005 Emerald Pines Dr, Fort Mill, SC 29708 Property Records

York County property record for 2005 Emerald Pines Dr, Fort Mill, SC 29708

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,509 sqft · built 2003
Lot Size	0.313 acres (13,626 sqft)
Owner	2 Individual Names on Record
Last Sale	$336,258 (Aug 2003)
Tax Bill	$5,172 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Jun 2025 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`644-05-01-061`

Property Details

APN / Parcel Number

Primary APN	`644-05-01-061`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,509 sqft Living Area
Gross Area	4,528 sqft
1st Floor Area	1,914 sqft
2nd Floor Area	1,595 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick
Construction Type	Brick
Lot Area	13,626 sqft (0.313 acres)
Garage Area	726 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	35 sqft
Deck Area	258 sqft
Patio Area	258 sqft

Location & Zoning

Street Address	2005 EMERALD PINES DR
City	FORT MILL
State	SC
Zip	29708-8344
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2005 EMERALD PINES
Legal Subdivision	EMERALD PINES
Legal Lot Number	2005
Jurisdiction	YORK SC
Township / Civil Division	FORT MILL
Census Block Group	2
Census Block	2015
Census Tract	61009

Owner

Source: York County records, as of May 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2005 EMERALD PINES DR, FORT MILL, SC 29708-8344
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jun 4, 2025	Deed of Trust, Mortgage · Line of Credit CARDINAL FINANCIAL COMPANY LP
Jan 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Oct 9, 2019	Deed of Trust, Mortgage · Conventional with PMI WELLS FARGO BK
Aug 21, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2003 · Amount on Record
Deed Sale	Aug 13, 2003 · Amount on Record
Deed Book / Page	5564 / 260
Last Transfer Date	Aug 16, 2017
Transfer Doc	1654700030
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	2005 EMERALD PINES DR, TEGA CAY, SC 29708-8344
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2057600136
Date	Jan 10, 2023
Book Page	20576/136
Instrument	2023000880

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 5, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	2005 EMERALD PINES DR, TEGA CAY, SC 29708-8344
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2005 EMERALD PINES DR, TEGA CAY, SC 29708-8344

Mortgage

Document Number	2194900339
Date	Jun 4, 2025
Book Page	21949/339
Instrument	2025018216

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	3530 TORINGDON WAY STE 200, CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	2005 EMERALD PINES DR, FORT MILL, SC 29708-8344
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1617000231
Date	Jan 3, 2017
Book Page	16170/231
Instrument	201700374078

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2027

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	2005 EMERALD PINES DR, FORT MILL, SC 29708-8344
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1863200416
Date	Oct 5, 2020
Book Page	18632/416
Instrument	2020046748

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Aug 1, 2035

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	2005 EMERALD PINES DR, FORT MILL, SC 29708-8344
Document Number	1784900018
Instrument Date	Oct 9, 2019
Transaction Type	Mortgage
Record Updated	Nov 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2005 EMERALD PINES DR FORT MILL SC 297088344, FORT MILL, SC 29708-8344

Mortgage

Document Number	1784900018
Date	Oct 18, 2019
Book Page	017849/000018
Instrument	45301

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2049

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YORK SC
Recording Date	Aug 21, 2017
Property Address	2005 EMERALD PINES DR, FORT MILL, SC 29708-8344
Document Number	1654700030
Book / Page	16547 / 030
Map Reference	MB B-275 PG 8
Instrument Date	Aug 16, 2017
Instrument	201700035608
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2005 EMERALD PINES DR, FORT MILL, SC 29708-8344

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Municipality	Tega Cay City
Unified School District	York School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,172.00 (+17.47%)	$20,683 (+15%) Land $2,614 Building $18,069	$712,100 (+45.66%) Land $90,000 Building $622,100
2023	$4,403.00	$17,985 Land $2,759 Building $15,226	$488,873 Land $75,000 Building $413,873

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEGA CAY serves 10,500 people · EPA ID SC4610008
Water Source	Purchased surface water from RIVERVIEW RURAL CWS
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Comporium Fiber · Cable in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Spectrum, T-Mobile.

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