2005 E Charter Oak Rd, Guthrie, OK 73044 Property Records

Logan County property record for 2005 E Charter Oak Rd, Guthrie, OK 73044

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,986 sqft · built 2018
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,292 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`171270-000000-00000`

Property Details

APN / Parcel Number

Primary APN	`171270-000000-00000`
Alternative APNs	`420057051` `0057051`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,986 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	473 sqft
Porch	Slab
Porch Area	368 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0057051
Street Address	2005 E CHARTER OAK RD
City	GUTHRIE
State	OK
Zip	73044-0108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	27-15N-02W TR NW4; COMM NW/C S 8949'07" E 1871.14' POB; S 8949'07" E 138.63'; S 0032'06" E 314.25'; N 8949'07" W 138.63'; N 0
Legal Range	02W
Legal Township	15N
Legal Section	27
Jurisdiction	LOGAN OK
Township / Civil Division	GUTHRIE
Census Block Group	4
Census Block	4000
Census Tract	600502

Owner

Source: Logan County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2005 E CHARTER OAK RD, GUTHRIE, OK 73044-0108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 24, 2019	Deed of Trust, Mortgage · FHA Mortgage CORNERSTONE HM LNDG
Aug 31, 2018	Warranty Deed, Subdivision Related Transfer · FHA Mortgage CORNERSTONE HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN OK
Property Address	2005 E CHARTER OAK RD, GUTHRIE, OK 73044-0108
Document Number	0029130185
Instrument Date	Dec 24, 2019
Transaction Type	Mortgage
Record Updated	Jan 15, 2020
Title Company	CHICAGO TITLE OK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2005 E CHARTER OAK RD GUTHRIE OK 730440108, GUTHRIE, OK 73044-0108

Mortgage

Document Number	0029130185
Date	Jan 2, 2020
Book Page	002913/000185
Instrument	57

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

August 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LOGAN OK
Recording Date	Aug 31, 2018
Property Address	2005 E CHARTER OAK RD, GUTHRIE, OK 73044-0108
Document Number	0028200277
Book / Page	002820 / 000277
Instrument Date	Aug 29, 2018
Instrument	8109
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 19, 2019
Title Company	AMERICAN EAGLE TITLE GROUP, AMERICAN EAGLE TITLE GRP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2005 E CHARTER OAK RD GUTHRIE OK 73044, GUTHRIE, OK 73044

Mortgage

Document Number	28200278
Date	Aug 31, 2018
Book Page	002820/000278
Instrument	8110

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2048

Tax Assessment & Valuation

Source: Logan County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Logan County
Unified School District	Guthrie Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$23,365 (+3%) Land $1,430 Building $21,935	$212,407 (-11.38%) Land $13,000 Building $199,407
2025	$2,292.00 (-0.43%) Homeowner's exemption	$22,684 (+3%) Land $1,430 Building $21,254	$239,680 (-1.28%) Land $13,000 Building $226,680
2024	$2,302.00 (+14.81%) Homeowner's exemption	$22,024 (+3%) Land $1,430 Building $20,594	$242,798 (+18.11%) Land $13,000 Building $229,798
2023	$2,005.00 Homeowner's exemption	$21,382 Land $1,430 Building $19,952	$205,561 Land $13,000 Building $192,561

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 73% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOGAN CO RWD #1 serves 8,907 people · EPA ID OK2004207
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
Verizon Fixed Wireless	300 / 20
Airosurf Communications Fixed Wireless	250 / 50
Atlink Services Fixed Wireless	100 / 20

May also be available: T-Mobile.

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