2005 E 109th St, Carmel (Indianapolis), IN 46280 Property Records

Hamilton County property record for 2005 E 109th St, Carmel, IN 46280 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,163 sqft · built 1967
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on File
Tax Bill	$3,197 (2024)
Deeds & Mortgages	Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-14-06-303-001.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-14-06-303-001.000-018`
Alternative APN	`1714060303001000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,163 sqft Living Area
1st Floor Area	1,144 sqft
2nd Floor Area	1,144 sqft
Basement Area	1,144 sqft
Finished Basement	875 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Architectural Style	Other
Roof Material	Asphalt
Lot Area	22,216 sqft (0.51 acres)
Lot Dimensions	150 ft deep x 138 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1714060303001000
Street Address	2005 E 109TH ST
City	CARMEL
State	IN
Zip	46280-1208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 6, TOWNSHIP 17, RANGE 4, WOODLAND 5TH, SECTION 5, LOT 14
Legal Range	04
Legal Township	17
Legal Section	06
Legal Subdivision	WOODLAND
Legal Block	5
Legal Lot Number	14
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1005
Census Tract	111006

Owner

Source: Hamilton County records · APN 29-14-06-303-001.000-018

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2005 E 109TH ST, CARMEL, IN 46280-1208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 26, 2013
Deed Sale	Aug 26, 2013
Deed Document Number	2013054692
Record Updated	Jun 08, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	2005 E 109TH ST, CARMEL, IN 46280-1208
Transaction Type	Mortgage
Record Updated	Oct 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017000076
Date	Jan 03, 2017
Instrument	2017000076

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 01, 2032

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$368,100 (+28.66%) Land $84,100 Building $284,000	$368,100 (+28.66%) Land $84,100 Building $284,000
2024	$3,197.00 (+10.43%)
2023	$2,895.00 (-2.03%)	$286,100 (+8.21%) Land $66,600 Building $219,500	$286,100 (+8.21%) Land $66,600 Building $219,500
2022	$2,955.00 Homeowner's exemption	$264,400 Land $66,600 Building $197,800	$264,400 Land $66,600 Building $197,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (18057C), updated October 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 180571110061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1978–2017)
Claims Outside the SFHA	2 of 5
Most Recent Claim	May 2017, river or lake flooding

Wildfire

Wildfire Risk	Low above 5% of the US · above 36% of Indiana
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 129 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Metronet Holdings, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.