2005 Douglas St, Saint Joseph, MO 64505 Property Records

Buchanan County property record for 2005 Douglas St, Saint Joseph, MO 64505

Property Summary

Property Type	Single Family Home
Details	782 sqft · built 1892
Lot Size	0.155 acres (6,750 sqft)
Owner	Individual Name on File
Last Sale	$130,905 (Jul 2026)
Tax Bill	$847 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2022 Mortgage
APN	`06-2.0-04-003-001-028.000`

Property Details

APN / Parcel Number

Primary APN	`06-2.0-04-003-001-028.000`

Interior

Building Area	782 sqft Base Area
1st Floor Area	782 sqft

Exterior

Year Built	Built 1892
Effective Year Built	Effective 1892
Lot Area	6,750 sqft (0.155 acres)
Lot Dimensions	90 ft deep x 75 ft wide

Location & Zoning

Street Address	2005 DOUGLAS ST
City	SAINT JOSEPH
State	MO
Zip	64505-2806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:OAKLAND PARK LOT:20 BLK:10LGL DESC:& L21 & 22
Legal Subdivision	OAKLAND PARK
Legal Block	10
Legal Lot Number	20
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2020
Census Tract	500

Owner

2005 Douglas St is owned and occupied by an individual who bought it in July 2026.

Source: Buchanan County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2005 DOUGLAS ST, SAINT JOSEPH, MO 64505-2806
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Warranty Deed, Transfer · FHA Mortgage FLANAGAN STATE BANK
Oct 28, 2022	Warranty Deed, Transfer · Conventional Mortgage NBH BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2026 · Amount on File
Deed Sale	Jul 1, 2026 · Amount on File
Prior Sale	Oct 28, 2022 · Amount on File
Deed Document Number	20265358
Deed Book / Page	3820 / 115
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jul 1, 2026
Property Address	2005 DOUGLAS ST, SAINT JOSEPH, MO 64505-2806
Document Number	0000005358
Book / Page	3820 / 115
Instrument Date	Jul 1, 2026
Instrument	20265358
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	ADVANTAGE INT'L TITLE LLC, ADVANTAGE TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2005 DOUGLAS ST, SAINT JOSEPH, MO 64505-2806

Mortgage

Document Number	0000005359,
Date	Jul 1, 2026
Book Page	3820/116
Instrument	20265359

Lender

Name	FLANAGAN STATE BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Oct 28, 2022
Property Address	2005 DOUGLAS ST, SAINT JOSEPH, MO 64505-2806
Document Number	003781/869
Book / Page	3781 / 869
Instrument Date	Oct 27, 2022
Instrument	2022010502
Transaction Type	Transfer
Record Updated	Nov 9, 2022
Title Company	NOT AVAILABLE, ST JOSEPH TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2005 DOUGLAS ST, 2005, SAINT JOSEPH, MO 64505-2806

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2005 DOUGLAS ST, SAINT JOSEPH, MO 64505-2806

Mortgage

Document Number	2022010503
Date	Oct 28, 2022
Instrument	2022010503

Lender

Name	NBH BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 2005 Douglas St was $847.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$847.00	$11,690 Land $3,800 Building $7,890	$61,520 Land $20,000 Building $41,520
2024	$847.00 (+30.71%)
2023	$648.00 (-0.61%)	$9,710 (-) Land $3,800 Building $5,910	$51,100 Land $20,000 Building $31,100
2022	$652.00	$9,710 Land $3,800 Building $5,910
2021			$51,100 Land $20,000 Building $31,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 2005 Douglas St; there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2005 Douglas St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: T-Mobile.

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