2005 Culpepper Dr, Brandon, FL 33511 Property Records

Hillsborough County property record for 2005 Culpepper Dr, Brandon, FL 33511

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,729 sqft · built 1987
Lot Size	0.177 acres (7,716 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (Nov 2023)
Tax Bill	$4,431 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Nov 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`073778-1138`

Property Details

APN / Parcel Number

Primary APN	`073778-1138`
Alternative APN	`U0430202N6B00000000160`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,729 sqft Living Area
Gross Area	2,561 sqft
1st Floor Area	1,729 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2006
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,716 sqft (0.177 acres)
Lot Dimensions	106 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	144 sqft
Porch	Screened Porch
Porch Area	372 sqft
Deck Area	Deck Area
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0737781138
Street Address	2005 CULPEPPER DR
City	BRANDON
State	FL
Zip	33511-8384
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	PEPPERMILL II AT PROVIDENCE LAKES LOT 16 BLOCK B
Legal Range	20E
Legal Township	30S
Legal Section	04
Legal Subdivision	PEPPERMILL II AT PROVIDENCE LAKES
Legal Tract	2N6
Legal Block	B
Legal Lot Number	16
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	BRANDON
Census Block Group	1
Census Block	1007
Census Tract	13322

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2005 CULPEPPER DR, BRANDON, FL 33511-8384
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · Line of Credit SUNCOAST CREDIT UNION
Nov 15, 2023	Personal Representative Deed, Transfer FOUNDATION TITLE AND TRUST LLC, FOUNDATION TITLE & TRUST LLC
Nov 15, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
May 9, 2018	Warranty Deed, Transfer · Conventional Mortgage TD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2023 · Amount on Record
Deed Sale	Nov 15, 2023 · Amount on Record
Prior Sale	May 9, 2018 · Amount on Record
Deed Document Number	2023522584
Prior Transfer Date	Jul 31, 2014
Prior Transfer Doc	0000252125
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Recording Date	Jul 6, 2026
Property Address	2005 CULPEPPER DR, BRANDON, FL 33511-8384
Document Number	0000258120
Instrument Date	Jun 27, 2026
Instrument	2026258120
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2005 CULPEPPER DR, BRANDON, FL 33511-8384

Mortgage

Document Number	0000258120,
Date	Jul 6, 2026
Instrument	2026258120

Lender

Name	SUNCOAST CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.53%
Max Rate	-1%

November 2023: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Nov 15, 2023
Property Address	2005 CULPEPPER DR, BRANDON, FL 33511-8384
Document Number	0000522585
Map Reference	MB 60 PG 12
Instrument Date	Nov 13, 2023
Instrument	2023522585
Transaction Type	Transfer
Record Updated	Dec 11, 2023
Title Company	FOUNDATION TITLE AND TRUST LLC, FOUNDATION TITLE & TRUST LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14016 SPECTOR RD, LITHIA, FL 33547-4327

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2005 CULPEPPER DR, BRANDON, FL 33511-8384

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Nov 15, 2023
Property Address	2005 CULPEPPER DR, BRANDON, FL 33511-8384
Document Number	0000522584
Map Reference	MB 60 PG 12
Instrument Date	Nov 7, 2023
Instrument	2023522584
Transaction Type	Transfer
Record Updated	Dec 11, 2023
Title Company	FOUNDATION TITLE AND TRUST LLC, FOUNDATION TITLE AND TR LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,730.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 BOUQUET CT, COLUMBIA, SC 29210-3540

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2005 CULPEPPER DR, BRANDON, FL 33511-8384

Mortgage

Document Number	0000522586
Date	Nov 15, 2023
Instrument	2023522586

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	May 9, 2018
Property Address	2005 CULPEPPER DR, BRANDON, FL 33511-8384
Document Number	0000184426
Book / Page	25754 / 1891
Map Reference	MB 60 PG 12
Instrument Date	Apr 30, 2018
Instrument	2018184426
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	FIRST AMERICAN TITLE INSURAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2131 COMMERCE DR APT 101, 2131, MONROE, NC 28110-2871

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2005 CULPEPPER DR, BRANDON, FL 33511-8384

Mortgage

Document Number	0000184427
Date	May 9, 2018
Instrument	2018184427

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$253,836 (+2.7%)	$312,419 (+1.92%) Land $85,701 Building $226,718
2025	$4,431.00 (+8.63%) Homeowner's exemption	$247,163 (+14.89%)	$306,544 (+3.48%) Land $85,701 Building $220,843
2024	$4,079.00 (+17.15%)
2023	$3,482.00 (+3.05%) Homeowner's exemption Disabled Person's exemption	$215,123 (+3%)	$296,238 (+2.49%) Land $77,910 Building $218,328
2022	$3,379.00 Homeowner's exemption Disabled Person's exemption	$208,857	$289,033 Land $77,910 Building $211,123

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	6 (1982–2024)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 606 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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