2005 Covington Dr, Florence, AL 35630 Property Records

Lauderdale County property record for 2005 Covington Dr, Florence, AL 35630

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,443 sqft · built 1962
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on Record
Last Sale$135,000 (Feb 2021)
Tax Bill$699 (2025)
Deeds & MortgagesNov 2017 Mortgage
Feb 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN15-07-36-3-001-020-000

Property Details

APN / Parcel Number

Primary APN15-07-36-3-001-020-000
Alternative APNs
  • 099155
  • 99155
  • 959

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,443 sqft Living Area
1st Floor Area1,443 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area11,326 sqft (0.26 acres)
Lot Dimensions307 ft deep x 85 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number99155
Street Address2005 COVINGTON DR
CityFLORENCE
StateAL
Zip35630-1657
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description85 X 165.05 IRR MAGNOLIA PARK SD BLK 2 LOT 13 .26 AC/C SEC 36 T2S R11W PB 3 PG 113
Legal Range11W
Legal Township02S
Legal Section36
Legal SubdivisionMAGNOLIA PARK
Legal Block2
Legal Lot Number13
JurisdictionLAUDERDALE AL
Township / Civil DivisionFLORENCE
Census Block Group1
Census Block1004
Census Tract10901

Owner

Source: Lauderdale County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2005 COVINGTON DR, FLORENCE, AL 35630-1657
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

DateDocument
Nov 1, 2017Deed of Trust, Mortgage · Conventional Mortgage
ASSURANCE FINANCIAL GROUP LLC
Feb 1, 2021Survivorship Deed, Transfer · Conventional Mortgage
TRUSTMARK NATIONAL BANK
Nov 1, 2017Warranty Deed, Transfer · FHA Mortgage
ASSURANCE FINANCIAL GROUP LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 1, 2021 · Amount on Record
Deed SaleFeb 1, 2021 · Amount on Record
Prior SaleNov 1, 2017 · Amount on Record
Deed Book / Page2021 / 5774
Prior Transfer DateJan 27, 2021
Prior Transfer Doc2021/5774
Record UpdatedOct 29, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAUDERDALE AL
Property Address2005 COVINGTON DR, FLORENCE, AL 35630-1657
Transaction TypeMortgage
Record UpdatedJul 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017/48599
DateNov 1, 2017
Book Page2017/48599
Lender
NameASSURANCE FINANCIAL GROUP LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueNov 1, 2027
Interest
Rate TypeFixed Rate

February 2021: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionLAUDERDALE AL
Recording DateFeb 1, 2021
Property Address2005 COVINGTON DR, FLORENCE, AL 35630-1657
Document Number2021/5774
Book / Page2021 / 5774
Map ReferenceMB 3 PG 113
Instrument DateJan 27, 2021
Transaction TypeTransfer
Record UpdatedJul 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address314 CO RD 378, 314, VILLAIN, AL 33643

Transferred To (Grantee/Buyer)

NameVerified Name
Address2005 COVINGTON DR, FLORENCE, AL 35630-1657

Mortgage

Document Number202105776202105776
DateFeb 1, 2021
Instrument2021/05776202105776
Lender
NameTRUSTMARK NATIONAL BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAUDERDALE AL
Recording DateNov 1, 2017
Property Address2005 COVINGTON DR, FLORENCE, AL 35630-1657
Document Number2017/48568
Book / Page2017 / 48568
Instrument DateOct 30, 2017
Transaction TypeTransfer
Record UpdatedJul 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3165 HIGHWAY 31 E # EA, 3165, BETHPAGE, TN 37022-9030

Transferred To (Grantee/Buyer)

NameVerified Name
Address2005 COVINGTON DR, FLORENCE, AL 35630-1657

Mortgage

Document Number2017/48571
DateNov 1, 2017
Book Page2017/48571
Lender
NameASSURANCE FINANCIAL GROUP LLC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2047
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyLauderdale County
MunicipalityFlorence City
Unified School DistrictFlorence City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$699.00 Homeowner's exemption$15,600 (-)$155,860 (-) Land $11,100 Building $144,760
2024$699.00 (+8.71%) Homeowner's exemption$15,600 (+1,4%) Land $1,120 Building $14,480$155,860 (+7.98%) Land $11,100 Building $144,760
2023$643.00 (+22.48%) Homeowner's exemption$1,040 (-91.36%) Land $1,040$144,340 (+19.98%) Land $10,300 Building $134,040
2022$525.00 Homeowner's exemption$12,040$120,300 Land $10,600 Building $109,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FLORENCE WATER DEPARTMENT
serves 77,766 people · EPA ID AL0000783
Water SourceSurface water
Last State InspectionMay 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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