2005 Cove Dr, Vero Beach, FL 32963 Property Records

Indian River County property record for 2005 Cove Dr, Vero Beach, FL 32963

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 5,244 sqft · built 2008
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on File
Last Sale	$1,750,000 (Apr 2006)
Tax Bill	$36,347 (2025)
Deeds & Mortgages	Dec 2020 Transfer
Flood Zone	Zone X (moderate risk)
APN	`33-40-05-00006-0000-00000.2`

Property Details

APN / Parcel Number

Primary APN	`33-40-05-00006-0000-00000.2`
Alternative APN	`93373`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	5,244 sqft Living Area
Gross Area	6,230 sqft
1st Floor Area	5,244 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Tile
Lot Area	32,670 sqft (0.75 acres)
Lot Dimensions	250 ft deep x 130 ft wide
View / Lot	River
Garage Type	Attached
Garage Area	986 sqft
Driveway	Concrete Driveway

Exterior Amenities

Porch	Open Porch
Porch Area	1,521 sqft
Deck Area	Deck Area
Patio Area	956 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2005 COVE DR
City	VERO BEACH
State	FL
Zip	32963-2129
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1AA
Legal Description	RIOMAR BAY UNIT 1 REPLAT OF LOT B PBI 6-65 & 65A
Legal Range	40E
Legal Township	33S
Legal Section	05
Legal Subdivision	REPLAT OF RIOMAR BAY UNIT 1
Legal Lot Number	B
Legal Unit	1
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1059
Census Tract	50504

Owner

2005 Cove Dr is owned and occupied by two individuals who acquired it in December 2020.

Source: Indian River County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2005 COVE DR, VERO BEACH, FL 32963-2129
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2006 · Amount on File
Deed Sale	Apr 25, 2006 · Amount on File
Prior Sale	May 5, 2004 · Amount on File
Deed Document Number	20061746175
Deed Book / Page	2023 / 1902
Last Transfer Date	Dec 8, 2020
Transfer Doc	0033652092
Record Updated	Jun 8, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Dec 9, 2020
Property Address	2005 COVE DR, VERO BEACH, FL 32963-2129
Document Number	0033652092
Book / Page	003365 / 002092
Instrument Date	Dec 8, 2020
Instrument	74503
Transaction Type	Transfer
Record Updated	Dec 31, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2005 COVE DR VERO BEACH FL 329632129, VERO BEACH, FL 32963-2129

Tax Assessment & Valuation

The 2025 property tax bill for 2005 Cove Dr was $36,347 with a homeowner's exemption.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Vero Beach City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$36,347.00 Homeowner's exemption	$2,309,966	$4,723,833 Land $1,996,946 Building $2,726,887
2023	$33,400.00 (+2.83%)	$2,179,480 (+3%)	$4,183,524 (+33.15%) Land $1,664,122 Building $2,519,402
2022	$32,482.00	$2,116,000	$3,141,872 Land $1,331,297 Building $1,810,575

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2005 Cove Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 433 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	622 units insured incl. 189 condo units
Nearby Flood Claims	129 (1979–2024)
Claims Outside the SFHA	59 of 129
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 6 claims Hurricane Irma, Sep 2017 · 5 claims Hurricane Frances, Sep 2004 · 100 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2005 Cove Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20