2005 Cooper St, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 2005 Cooper St, Punta Gorda, FL 33950

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,169 sqft · built 1973
Lot Size	0.494 acres (21,553 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Dec 2021)
Tax Bill	$887 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Dec 2018 Line of Credit + 2 more
Flood Zone	Zone AE (high risk)
APN	`41-23-07-476-002`

Property Details

APN / Parcel Number

Primary APN	`41-23-07-476-002`
Alternative APNs	`0071918-000000-2` `10004702675`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,169 sqft Living Area
Gross Area	1,900 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1973
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	21,553 sqft (0.494 acres)
Garage Type	Finished
Garage Area	483 sqft
Driveway	Driveway
Driveway Area	1 sqft
Porch	Porch
Porch Area	248 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	10004702675
Old Parcel Number	00719180000002
Street Address	2005 COOPER ST
City	PUNTA GORDA
State	FL
Zip	33950-6921
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF5
Legal Description	ZZZ 074123 P2 07 41 23 P-2 A PLOT 153FT N & S & 141FT E & W LYING IN NE COR LOT 9 39/308 180/138 414/831 DC
Legal Range	23E
Legal Township	41S
Legal Section	07
Legal Subdivision	ACREAGE
Legal Lot Number	9
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	2
Census Block	2129
Census Tract	10302

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2005 COOPER ST, PUNTA GORDA, FL 33950-6921
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Dec 21, 2018	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR
Aug 6, 2018	Warranty Deed, Transfer SUNCOAST ONE TITLE AND CLOSINGS
Aug 6, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2021 · Amount on Record
Deed Sale	Dec 20, 2021 · Amount on Record
Prior Sale	Aug 6, 2018 · Amount on Record
Deed Document Number	3036336
Deed Book / Page	4896 / 1074
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Dec 20, 2021
Property Address	2005 COOPER ST, PUNTA GORDA, FL 33950-6921
Document Number	0048961074
Book / Page	4896 / 1074
Instrument Date	Dec 17, 2021
Instrument	3036336
Transaction Type	Transfer
Record Updated	Jan 12, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2005 COOPER ST, PUNTA GORDA, FL 33950-6921

Mortgage

Document Number	0048961076
Date	Dec 20, 2021
Instrument	4896/1076

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	2005 COOPER ST, PUNTA GORDA, FL 33950-6921
Document Number	0043941191
Instrument Date	Dec 21, 2018
Transaction Type	Mortgage
Record Updated	Jan 18, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2005 COOPER ST PUNTA GORDA FL 339506921, PUNTA GORDA, FL 33950-6921

Mortgage

Document Number	0043941191
Date	Jan 4, 2019
Book Page	004394/001191
Instrument	2674069

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 3, 2044

Interest

Rate Type	Adjustable Rate

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Aug 6, 2018
Property Address	2005 COOPER ST, PUNTA GORDA, FL 33950-6921
Document Number	0043450141
Book / Page	004345 / 000141
Instrument Date	Aug 3, 2018
Instrument	2635325
Transaction Type	Transfer
Record Updated	Aug 29, 2018
Title Company	SUNCOAST ONE TITLE AND CLOSINGS

Transaction

Amount	Amount Recorded
Tax	$245.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 OHIO RD LEHIGH ACRES FL 339364947, LEHIGH ACRES, FL 33936-4947

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Aug 6, 2018
Property Address	2005 COOPER ST, PUNTA GORDA, FL 33950-6921
Document Number	0043450139
Book / Page	004345 / 000139
Instrument Date	Jul 19, 2018
Instrument	2635324
Transaction Type	Transfer
Record Updated	Aug 30, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 OHIO RD LEHIGH ACRES FL 339364947, LEHIGH ACRES, FL 33936-4947

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$887.00 (-62.08%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$103,824 (-34.28%)	$160,137 (+12.64%) Land $34,500 Building $125,637
2023	$2,339.00 (+4.56%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$157,974 (+3%)	$142,168 (-7.31%) Land $23,000 Building $119,168
2022	$2,237.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$153,373 Land $17,000 Building $136,373	$153,373 Land $17,000 Building $136,373

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 335 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	734 units insured incl. 399 condo units
Nearby Flood Claims	335 (1983–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 145 claims Hurricane Helene, Sep 2024 · 112 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband, CenturyLink.

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