2005 Conifer Dr, Ferndale, WA 98248 Property Records

Whatcom County property record for 2005 Conifer Dr, Ferndale, WA 98248

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,912 sqft · built 2002
Lot Size2.02 acres (87,991 sqft)
OwnerIndividual Name on File
Last Sale$599,900 (May 2023)
Tax Bill$4,401 (2025)
Deeds & MortgagesMay 2023 Sale & Mortgage
Mar 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN528110

Property Details

APN / Parcel Number

Primary APN528110
Alternative APNs
  • 390205 122287 0000
  • 89665

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,912 sqft Living Area
1st Floor Area1,184 sqft
2nd Floor Area728 sqft
Interior WallsFinished/Painted
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Architectural StyleSplit Level
Exterior MaterialCombination
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area87,991 sqft (2.02 acres)
Garage TypeAttached
Garage Area494 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area156 sqft
Patio Area144 sqft
Storage Building120 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number528110
Street Address2005 CONIFER DR
CityFERNDALE
StateWA
Zip98248-7713
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5A
Legal DescriptionLOT 1 CONIFER DRIVE CLUSTER SHORT PLAT AS REC AF 2000800283
Legal Range02
Legal Township39
Legal Section05
Legal SubdivisionCONIFER DRIVE CLUSTER SHORT PLAT
Legal Lot Number1
JurisdictionWHATCOM WA
Township / Civil DivisionBLAINE
Census Block Group2
Census Block2067
Census Tract10407

Owner

2005 Conifer Dr is owned and occupied by an individual who bought it in May 2023.

Source: Whatcom County records, as of March 16, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address2005 CONIFER DR, FERNDALE, WA 98248-7713
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 31, 2023Warranty Deed, Transfer · Conventional Mortgage
HIGHLANDS RESIDENTIAL MORTGAGE LTD
Mar 6, 2020Deed of Trust, Mortgage · Line of Credit
BOEING EMPS CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 31, 2023 · Amount on File
Deed SaleMay 31, 2023 · Amount on File
Prior SaleFeb 25, 2016 · Amount on File
Deed Document Number2023-0502538
Record UpdatedJun 8, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateMay 31, 2023
Property Address2005 CONIFER DR, FERNDALE, WA 98248-7713
Document Number0000502538
Map ReferenceAF 2000800283
Instrument DateMay 25, 2023
Instrument2023-0502538
Transaction TypeTransfer
Record UpdatedNov 1, 2023
Title CompanyCHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$9,738.22
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2005 CONIFER DR, FERNDALE, WA 98248-7713

Mortgage

Document Number0000502539
DateMay 31, 2023
Instrument2023-0502539
Lender
NameHIGHLANDS RESIDENTIAL MORTGAGE LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2053

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address2005 CONIFER DR, FERNDALE, WA 98248-7713
Document Number2200303656
Instrument DateMar 6, 2020
Transaction TypeMortgage
Record UpdatedApr 9, 2020
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address2005 CONIFER DR FERNDALE WA 982487713, FERNDALE, WA 98248-7713

Mortgage

Document Number2200303656
DateMar 31, 2020
Instrument303656
Lender
NameBOEING EMPS CU
TypeCredit Union
AddressSEATTLE, WA 98124-9750
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueMar 30, 2045
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2005 Conifer Dr was $4,401.

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
Unified School DistrictFerndale School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,401.00$566,283 Land $290,387 Building $275,896$566,283 Land $290,387 Building $275,896
2022$537,471 Land $217,205 Building $320,266$537,471 Land $217,205 Building $320,266
2021$3,658.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2005 Conifer Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2005 Conifer Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

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