2005 Co Rd 285, Five Points, AL 36855 Property Records

Chambers County property record for 2005 Co Rd 285, Five Points, AL 36855

Property Summary

Property Type	Mobile Home
Details	1 ba · 2,240 sqft · built 2008
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Dec 2024)
Tax Bill	$996 (2025)
Deeds & Mortgages	Aug 2019 Refinance Jan 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`12-01-08-28-0-001-002.023`

Property Details

APN / Parcel Number

Primary APN	`12-01-08-28-0-001-002.023`
Alternative APNs	`0108280001002023` `430750` `498585`

Interior

Full Baths	1 Bath
Building Area	2,240 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Mobile Home
Lot Area	130,680 sqft (3 acres)
Lot Dimensions	310 ft deep x 495 ft wide
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces
Utility Building	1,500 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	498585
Street Address	2005 COUNTY ROAD 285
City	FIVE POINTS
State	AL
Zip	36855-2794
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT 23BYARS ESTATESF.C. 'C' SL. 98IN SW1/4 OF NE1/4.S28 T24N R28E
Legal Range	28
Legal Township	24
Legal Section	28
Legal Subdivision	BYARS ESTATES
Legal Tract	23
Legal Lot Number	23
Jurisdiction	CHAMBERS AL
Township / Civil Division	FIVE POINTS
Census Block Group	1
Census Block	1042
Census Tract	953800

Owner

Source: Chambers County records, as of May 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	135 COPPER CREEK DR, LAGRANGE, GA 30240-8257
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance BRANCH BANKING AND TRUST CO
Jan 9, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2024 · Amount on Record
Deed Sale	Dec 3, 2024 · Amount on Record
Prior Sale	Jul 11, 2024 · Amount on Record
Deed Document Number	20245761
Prior Transfer Date	Jan 8, 2018
Prior Transfer Doc	0020180106
Record Updated	Jun 8, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMBERS AL
Property Address	2005 COUNTY ROAD 285, FIVE POINTS, AL 36855-2794
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02019/3668
Date	Aug 28, 2019
Book Page	2019/3668

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2034

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMBERS AL
Recording Date	Jan 9, 2018
Property Address	2005 COUNTY ROAD 285, FIVE POINTS, AL 36855-2794
Document Number	0020180106
Map Reference	CAB C SL 98
Instrument Date	Jan 8, 2018
Instrument	2018-0106
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2005 COUNTY ROAD 285, 2005, FIVE POINTS, AL 36855-2794

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2005 COUNTY ROAD 285, FIVE POINTS, AL 36855-2794

Tax Assessment & Valuation

Source: Chambers County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chambers County
Unified School District	Chambers County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$996.00	$23,440 (-) Land $2,080 Building $21,360	$117,200 (+0.02%) Land $10,400 Building $106,800
2024	$996.00	$23,440 (+1%) Land $2,080 Building $21,360	$117,180 (-) Land $10,380 Building $106,800
2023	Additional exemption filed	$11,720 Land $1,040 Building $10,680	$117,180 Land $10,380 Building $106,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 66% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST ALABAMA, WATER & FIRE PRO DISTRICT serves 17,532 people · EPA ID AL0000174
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TEC Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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