Champaign County property record for 2005 Clover Ct E, Champaign, IL 61821
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,430 sqft · built 1979 |
| Lot Size | 0.194 acres (8,469 sqft) |
| Owner | Individual Name on File |
| Last Sale | $267,500 (Jun 2026) |
| Tax Bill | $5,859 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Nov 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 45-20-22-479-006 |
| Primary APN | 45-20-22-479-006 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,430 sqft Building Perimeter |
| 1st Floor Area | 1,430 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Stucco |
| Roof Material | Other |
| Lot Area | 8,469 sqft (0.194 acres) |
| Garage Area | 518 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Deck Area | 280 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 2005 CLOVER CT E |
|---|---|
| City | CHAMPAIGN |
| State | IL |
| Zip | 61821-6345 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 702 SOUTHWOOD 21ST SUB, 1ST SEC |
| Legal Range | 08E |
| Legal Township | 19N |
| Legal Section | 22 |
| Legal Subdivision | SOUTHWOOD 21ST SUB, 1ST SEC |
| Legal Lot Number | 702 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | CHAMPAIGN CITY |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 1203 |
Source: Champaign County records · APN 45-20-22-479-006
Assessment roll updated April 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2005 CLOVER CT E, CHAMPAIGN, IL 61821-6345 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Woman, Separate Property |
| Date | Document |
|---|---|
| Jun 25, 2026 | Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING |
| Nov 02, 2018 | Warranty Deed, Transfer · Conventional Mortgage MARINE BANK SPRINGFIELD |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 25, 2026 · Amount on Record |
| Deed Sale | Jun 25, 2026 · Amount on Record |
| Prior Sale | Nov 02, 2018 · Amount on Record |
| Deed Document Number | 20269656 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Jun 25, 2026 |
| Property Address | 2005 CLOVER CT E, CHAMPAIGN, IL 61821-6345 |
| Document Number | 0000009656 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 20269656 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $40,526.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2005 CLOVER CT E, CHAMPAIGN, IL 61821-6345 |
| Document Number | 0000009657, |
|---|---|
| Date | Jun 25, 2026 |
| Instrument | 20269657 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Nov 02, 2018 |
| Property Address | 2005 CLOVER CT E, CHAMPAIGN, IL 61821-6345 |
| Document Number | 0000018895 |
| Instrument Date | Oct 10, 2018 |
| Instrument | 2018R18895 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $204.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 2005 CLOVER CT E, CHAMPAIGN, IL 61821-6345 |
| Document Number | 0000018896 |
|---|---|
| Date | Nov 02, 2018 |
| Instrument | 2018R18896 |
| Name | MARINE BANK SPRINGFIELD |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2048 |
Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Champaign City Township |
| Municipality | Champaign City |
| Unified School District | Champaign Community Unit School District 4 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,859.00 (+9.25%) | $75,730 (+33.54%) Land $20,790 Building $54,940 | $227,190 (+33.54%) Land $62,370 Building $164,820 |
| 2024 | $5,363.00 (+15.01%) | ||
| 2022 | $4,663.00 Homeowner's exemption | $56,710 Land $15,570 Building $41,140 | $170,130 Land $46,710 Building $123,420 |
Source: FEMA National Flood Hazard Layer as of July 14, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1993) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Aug 1993 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| WH i3B Bidco LLC/WH i3B Topco Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: AMG Technology Investment Group, Consolidated Communications.
Based on FCC filings for 605 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | IL AMERICAN-CHAMPAIGN private · serves 150,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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