2005 Chris Ct, Union, KY 41091 Property Records

Boone County property record for 2005 Chris Ct, Union, KY 41091

Property Summary

Property TypeSingle Family Home
Lot Size0.089 acres (3,920 sqft)
OwnerIndividual Name on File
Last Sale$361,151 (Dec 2023)
Tax Bill$4,111 (2025)
Deeds & MortgagesJan 2024 Line of Credit
Dec 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN064.00-18-024.02

Property Details

APN / Parcel Number

Primary APN064.00-18-024.02
Alternative APN
  • 55341

Exterior

Lot Area3,920 sqft (0.089 acres)

Location & Zoning

Street Address2005 CHRIS CT
CityUNION
StateKY
Zip41091-7522
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 24B SEC 4 VILLAS OF UNION POINTE
Legal Lot Number24B
JurisdictionBOONE KY
Township / Civil DivisionWALTON
Census Block Group1
Census Block1004
Census Tract70605

Owner

2005 Chris Ct is owned and occupied by an individual who bought it in December 2023.

Source: Boone County records, as of November 21, 2025

Owner of RecordIndividual Name on File
Mailing Address2005 CHRIS CT, UNION, KY 41091-7522
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2024Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Dec 20, 2023Deed, Subdivision Related Transfer · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 20, 2023 · Amount on File
Deed SaleDec 20, 2023 · Amount on File
Deed Document Number995829
Deed Book / PageD1215 / 460
Record UpdatedJun 8, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOONE KY
Property Address2005 CHRIS CT, UNION, KY 41091-7522
Transaction TypeMortgage
Record UpdatedJan 24, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address2005 CHRIS CT, UNION, KY 41091-7522

Mortgage

Document Number00M4722/13
DateJan 12, 2024
Book PageM4722/13
Instrument1000035
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
Address5555 CLEVELAND AVE, COLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJan 3, 2054
Interest
Change FrequencyMonthly

December 2023: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionBOONE KY
Recording DateDec 20, 2023
Property Address2005 CHRIS CT, UNION, KY 41091-7522
Document Number0D1215/460
Book / PageD1215 / 460
Map ReferenceCAB 6 PG 406
Instrument DateNov 20, 2023
Instrument995829
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 2, 2024
Title CompanyHOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY LP

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$361.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3940 OLYMPIC BLVD STE 400, 400, ERLANGER, KY 41018-3593

Transferred To (Grantee/Buyer)

NameVerified Name
Address2005 CHRIS CT, UNION, KY 41091-7522

Mortgage

Document Number0000995830
DateDec 20, 2023
Instrument995830
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2054
Interest
Rate TypeAdjustable Rate
Rate6.12%
Type Change DateJan 1, 2034
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change11.1%
Margin3
Max Rate11.1%

Tax Assessment & Valuation

The 2025 property tax bill for 2005 Chris Ct was $4,111.

Source: Boone County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyBoone County
MunicipalityUnion City
Unified School DistrictBoone County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,111.00$361,200 Land $38,700 Building $322,500
2024$361,200 (+863.2%) Land $38,700 Building $322,500
2023$426.00$37,500 Land $37,500$37,500 Land $37,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2005 Chris Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2005 Chris Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOONE CO WATER & SEWER DISTRICT
serves 66,300 people · EPA ID KY0080034
Water SourcePurchased surface water from several systems
Last State InspectionMar 2024
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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