2005 Chesapeake Ct, Oldsmar, FL 34677 Property Records

Pinellas County property record for 2005 Chesapeake Ct, Oldsmar, FL 34677

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,443 sqft · built 1981
Lot Size	0.351 acres (15,268 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (May 2003)
Tax Bill	$1,229 (2025)
Deeds & Mortgages	May 2024 Line of Credit Mar 2018 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`C62-000-759-6258-9`

Property Details

APN / Parcel Number

Primary APN	`C62-000-759-6258-9`
Alternative APNs	`16-28-16-05068-004-0490` `281616050680040490` `R169413`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,443 sqft Living Area
Gross Area	1,912 sqft
1st Floor Area	1,443 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1992
Architectural Style	Custom Design
Exterior Material	Frame/Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	15,268 sqft (0.351 acres)
Lot Dimensions	95 ft deep x 57 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	28 sqft
Deck Area	200 sqft
Patio Area	200 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R169413
Street Address	2005 CHESAPEAKE CT
City	OLDSMAR
State	FL
Zip	34677-2501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BAYSIDE MEADOWS PHASE II BLK 4, LOT 49
Legal Range	16E
Legal Township	28S
Legal Section	16
Legal Subdivision	BAYSIDE MEADOWS PHASE II
Legal Phase	2
Legal Tract	5068
Legal Block	4
Legal Lot Number	49
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	2
Census Block	2000
Census Tract	27319

Owner

2005 Chesapeake Ct is owned and occupied by two individuals who bought it in May 2003.

Source: Pinellas County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2005 CHESAPEAKE CT, OLDSMAR, FL 34677-2501
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2024	Deed of Trust, Mortgage · Line of Credit GTE FCU
Mar 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage GTE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2003 · Amount on File
Deed Sale	May 15, 2003 · Amount on File
Prior Sale	May 15, 2003 · Amount on File
Deed Document Number	2003198035
Deed Book / Page	12749 / 1084
Prior Transfer Date	May 13, 2003
Prior Transfer Doc	0000448710
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2005 CHESAPEAKE CT, OLDSMAR, FL 34677-2501
Transaction Type	Mortgage
Record Updated	May 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2005 CHESAPEAKE CT, OLDSMAR, FL 34677-2501

Mortgage

Document Number	0227851805
Date	May 1, 2024
Book Page	22785/1805
Instrument	2024111419

Lender

Name	GTE FCU
Type	Credit Union
Address	TAMPA, FL 33602

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 10, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2005 CHESAPEAKE CT, OLDSMAR, FL 34677-2501
Transaction Type	Mortgage
Record Updated	Aug 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0199870020
Date	Mar 26, 2018
Book Page	19987/0020
Instrument	2018091348

Lender

Name	GTE FCU
Type	Credit Union
Address	TAMPA, FL 33602

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2005 Chesapeake Ct was $1,229 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Oldsmar City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,229.00 Homeowner's exemption	$111,679	$448,194 Land $208,689 Building $239,505
2023	$1,114.00 (+4.4%) Homeowner's exemption	$105,371 (+3%)	$487,507 (+17.63%) Land $301,166 Building $186,341
2022	$1,067.00 Homeowner's exemption	$102,302	$414,455 Land $275,790 Building $138,665

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2005 Chesapeake Ct in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 453 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	453 in force
Nearby Flood Claims	40 (1979–2025)
Claims Outside the SFHA	15 of 40
Most Recent Claim	Nov 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims Hurricane Helene, Sep 2024 · 4 claims Hurricane Elena, Sep 1985 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2005 Chesapeake Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLDSMAR WATER SYSTEM serves 14,898 people · EPA ID FL6521417
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 716 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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