2005 Caversham Way, Folsom, CA 95630 Property Records

Sacramento County property record for 2005 Caversham Way, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,898 sqft · built 2004
Lot Size	0.296 acres (12,876 sqft)
Owner	Company Name on Record
Last Sale	$583,500 (Mar 2015)
Tax Bill	$9,666 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`072-2410-033-0000`

Property Details

APN / Parcel Number

Primary APN	`072-2410-033-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,898 sqft Living Area
1st Floor Area	1,360 sqft
2nd Floor Area	1,538 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	12,876 sqft (0.296 acres)
Garage Area	693 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2005 CAVERSHAM WAY
City	FOLSOM
State	CA
Zip	95630-6254
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-SFLD (S
Legal Description	EMPIRE RANCH VILLAGE NO. 58, LOT 72
Legal Subdivision	EMPIRE RANCH VILLAGE NO. 58
Legal Lot Number	72
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	2
Census Block	2000
Census Tract	8513

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2005 CAVERSHAM WAY, FOLSOM, CA 95630-6254
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage RESICENTRAL LLC
Aug 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage RESICENTRAL LLC
Jun 9, 2020	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Jun 9, 2020	Quit Claim Deed, Transfer QUICKEN LNS
Jan 14, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2015 · Amount on Record
Deed Sale	Mar 5, 2015 · Amount on Record
Prior Sale	Feb 15, 2005 · Amount on Record
Deed Book / Page	20150305 / 1053
Last Transfer Date	Dec 21, 2020
Transfer Doc	12280000001007
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2005 CAVERSHAM WAY, FOLSOM, CA 95630-6254
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2005 CAVERSHAM WAY, FOLSOM, CA 95630-6254

Mortgage

Document Number	0000001404
Date	Aug 20, 2021
Instrument	2021082001404

Lender

Name	RESICENTRAL LLC
Type	Non-Lending Institution
Address	TEMPE, AZ 85281

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2005 CAVERSHAM WAY, FOLSOM, CA 95630-6254
Transaction Type	Mortgage
Record Updated	Sep 1, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2005 CAVERSHAM WAY, FOLSOM, CA 95630-6254

Mortgage

Document Number	2021082001404
Date	Aug 20, 2021
Instrument	2021082001404

Lender

Name	RESICENTRAL LLC
Type	Non-Lending Institution
Address	TEMPE, AZ 85281

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 9, 2020
Property Address	2005 CAVERSHAM WAY, FOLSOM, CA 95630-6254
Document Number	2006090868
Instrument Date	May 30, 2020
Instrument	2006090868
Transaction Type	Transfer
Record Updated	Jun 19, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2005 CAVERSHAM WAY FOLSOM CA 956306254, FOLSOM, CA 95630-6254

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 9, 2020
Property Address	2005 CAVERSHAM WAY, FOLSOM, CA 95630-6254
Document Number	2006090866
Instrument Date	May 30, 2020
Instrument	2006090866
Transaction Type	Transfer
Record Updated	Jun 19, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2005 CAVERSHAM WAY FOLSOM CA 956306254, FOLSOM, CA 95630-6254

Mortgage

Document Number	2006090867
Date	Jun 9, 2020
Instrument	2006090867

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 8, 2035

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 14, 2019
Property Address	2005 CAVERSHAM WAY, FOLSOM, CA 95630-6254
Document Number	1901140984
Instrument Date	Dec 18, 2018
Instrument	1901140984
Transaction Type	Transfer
Record Updated	Jan 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2005 CAVERSHAM WAY FOLSOM CA 956306254, FOLSOM, CA 95630-6254

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2005 CAVERSHAM WAY, FOLSOM, CA 95630-6254
Document Number	1709140940
Instrument Date	Sep 5, 2017
Transaction Type	Mortgage
Record Updated	Sep 27, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2005 CAVERSHAM WAY FOLSOM CA 956306254, FOLSOM, CA 95630-6254

Mortgage

Document Number	1709140940
Date	Sep 14, 2017
Instrument	1709140940

Lender

Name	AMERISAVE MTG
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 13, 2032

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$721,981 (+2%) Land $214,524 Building $507,457
2025	$9,666.00 (+1.63%) Homeowner's exemption	$707,825 (+4.04%) Land $210,318 Building $497,507
2024	$9,511.00 (+3.36%)
2023	$9,202.00 (+1.01%) Homeowner's exemption	$680,341 Land $202,152 Building $478,189
2022	$9,110.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Succeed.Net, Verizon, Zeta Broadband.

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