Carteret County property record for 2005 Cambridge Downs Dr, Morehead City, NC 28557
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,400 sqft · built 2012 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,583 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 6386.05.17.1924000 |
| Primary APN | 6386.05.17.1924000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,400 sqft Heated Area |
| Gross Area | 2,244 sqft |
| 1st Floor Area | 1,400 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Ranch |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Flat |
| Roof Material | Composition Shingle |
| Lot Area | 20,038 sqft (0.46 acres) |
| Lot Dimensions | 150 ft deep x 133 ft wide |
| Garage Type | Finished |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 512 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 496 sqft |
| Deck Area | 35 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 29976 |
|---|---|
| Street Address | 2005 CAMBRIDGE DOWNS DR |
| City | MOREHEAD CITY |
| State | NC |
| Zip | 28557-4743 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L10 CAMBRIDGE DOWNS PH1 |
| Legal Subdivision | CAMBRIDGE DOWNS |
| Legal Phase | 1 |
| Legal Block | 17 |
| Legal Lot Number | 10 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 970502 |
2005 Cambridge Downs Dr is owned and occupied by two individuals.
Source: Carteret County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2005 CAMBRIDGE DOWNS DR, MOREHEAD CITY, NC 28557-4743 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 2005 Cambridge Downs Dr was $1,583.
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $495,288 (-) Land $82,148 Building $413,140 | $495,288 (-) Land $82,148 Building $413,140 | |
| 2025 | $1,583.00 | $495,288 Land $82,148 Building $413,140 | $495,288 Land $82,148 Building $413,140 |
| 2023 | $264,904 Land $74,214 Building $190,690 | $264,904 Land $74,214 Building $190,690 | |
| 2022 | $1,311.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2005 Cambridge Downs Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 31 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 17 (1983–2024) |
| Claims Outside the SFHA | 11 of 17 |
| Most Recent Claim | Sep 2024 · Potential Tropical Cyclone Eight |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2005 Cambridge Downs Dr is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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