2005 Bridgepointe Dr, Chester, MD 21619 Property Records

Queen Anne's County property record for 2005 Bridgepointe Dr, Chester, MD 21619

Property Summary

Property Type	Condominium
Details	2 ba · 1,804 sqft · built 1990
Lot Size	0.026 acres (1,160 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Jan 2023)
Tax Bill	$2,817 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-099613`

Property Details

APN / Parcel Number

Primary APN	`04-099613`
Alternative APNs	`4099613` `099613`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,804 sqft Total Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Condo/Apartment
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,160 sqft (0.026 acres)
Garage Type	Mixed
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	16 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	099613
Street Address	2005 BRIDGEPOINTE DR
City	CHESTER
State	MD
Zip	21619-2249
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SR
Legal Description	UNIT 5-BUILDING 2 BRIDGE POINTE TOWNHOUSE CONDOS
Legal Subdivision	BRIDGE POINTE CONDOMINIUM
Jurisdiction	QUEEN ANNE'S MD
Township / Civil Division	4, KENT ISLAND
Census Block Group	2
Census Block	2020
Census Tract	811000

Owner

2005 Bridgepointe Dr, a condominium, is owned by an individual who bought it in January 2023.

Source: Queen Anne's County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	13881 CHERRY LN, QUEEN ANNE, MD 21657-1807
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2023	Deed, Transfer · Conventional Mortgage TIDEWATER MORTGAGE SERVICES INC
Nov 10, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC
Apr 13, 2018	Grant Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2023 · Amount on File
Deed Sale	Jan 30, 2023 · Amount on File
Prior Sale	Apr 13, 2018 · Amount on File
Deed Book / Page	4174 / 85
Prior Transfer Date	Aug 30, 2021
Prior Transfer Doc	0038870145
Record Updated	Oct 29, 2026

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	QUEEN ANNE'S MD
Recording Date	Jan 30, 2023
Property Address	2005 BRIDGEPOINTE DR, CHESTER, MD 21619-2249
Document Number	0041740085
Book / Page	4174 / 85
Map Reference	LB 333 FO 386
Instrument Date	Jan 27, 2023
Transaction Type	Transfer
Record Updated	Feb 14, 2023
Title Company	HERITAGE TITLE LIMITED, HERITAGE TITLE LTD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2005 BRIDGEPOINTE DR # 5, 5, CHESTER, MD 21619-2249

Mortgage

Document Number	0041740091
Date	Jan 30, 2023
Instrument	4174-0091

Lender

Name	TIDEWATER MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	QUEEN ANNE'S MD
Recording Date	Nov 10, 2021
Property Address	2005 BRIDGEPOINTE DR, CHESTER, MD 21619-2249
Document Number	0038870145
Book / Page	3887 / 145
Map Reference	MB 14 FO 14
Instrument Date	Aug 30, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2005 BRIDGEPOINTE DR, CHESTER, MD 21619-2249

Mortgage

Document Number	0003887151
Date	Nov 10, 2021
Instrument	3887/151

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Sep 1, 2051

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	QUEEN ANNE'S MD
Recording Date	Apr 13, 2018
Property Address	2005 BRIDGEPOINTE DR, CHESTER, MD 21619-2249
Document Number	0028820219
Book / Page	002882 / 000219
Instrument Date	Apr 2, 2018
Transaction Type	Transfer
Record Updated	Apr 24, 2018
Title Company	CHARTER TITLE CORPORATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$263.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	2005 BRIDGEPOINTE DR CHESTER MD 216192249, CHESTER, MD 21619-2249

Mortgage

Document Number	28820225
Date	Apr 13, 2018
Book Page	002882/000225

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 12, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2005 Bridgepointe Dr was $2,817.

Source: Queen Anne's County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Queen Anne's County
Unified School District	Queen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$322,900 (+5.72%) Land $120,000 Building $202,900	$322,900 (-) Land $120,000 Building $202,900
2025	$2,817.00 Homeowner's exemption	$305,433	$322,900 Land $120,000 Building $202,900
2023	$2,548.00	$270,500 Land $120,000 Building $150,500	$270,500 Land $120,000 Building $150,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2005 Bridgepointe Dr in Zone X, an area of minimal flood risk, though there have been 94 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 101 policies
Nearby Flood Policies	101 in force
Nearby Flood Claims	94 (1979–2024)
Claims Outside the SFHA	13 of 94
Most Recent Claim	Aug 2024 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 60 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2005 Bridgepointe Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STEVENSVILLE serves 9,155 people · EPA ID MD0170019
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband, Verizon, Xfinity.

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