2005 Birch Ln, McHenry, IL 60051 Property Records

McHenry County property record for 2005 Birch Ln, McHenry, IL 60051

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,890 sqft · built 1994
Lot Size	0.229 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$199,900 (Dec 2016)
Deeds & Mortgages	Jun 2023 Mortgage Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-26-202-005`

Property Details

APN / Parcel Number

Primary APN	`09-26-202-005`

Interior

Full Baths	4 Baths
Half Baths	4 Half Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	1,890 sqft Living Area
1st Floor Area	934 sqft
Basement Area	934 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Combination
Construction Type	Frame
Lot Area	10,019 sqft (0.229 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	302 sqft
Deck Area	247 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2005 BIRCH LN
City	MCHENRY
State	IL
Zip	60051-2687
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2016R0046648 LT 40 OAKS OF MCHENRY PHASE 1
Legal Subdivision	OAKS OF MCHENRY PHASE 1
Legal Phase	1
Legal Block	202
Legal Lot Number	40
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	3
Census Block	3018
Census Tract	870604

Owner

2005 Birch Ln is owned and occupied by two individuals who bought it in December 2016.

Source: McHenry County records, as of June 30, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2005 BIRCH LN, MCHENRY, IL 60051-2687
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2023	Deed of Trust, Mortgage · VA Mortgage TEXANA BANK NA
Aug 27, 2021	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2016 · Amount on File
Deed Sale	Dec 1, 2016 · Amount on File
Prior Sale	Apr 14, 1994 · Amount on File
Deed Document Number	201646648
Prior Transfer Date	Mar 18, 1994
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	2005 BIRCH LN, MCHENRY, IL 60051-2687
Transaction Type	Mortgage
Record Updated	Jul 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015510
Date	Jun 28, 2023
Instrument	2023R0015510

Lender

Name	TEXANA BANK NA
Type	Bank
Address	TEXARKANA, TX 75503

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.12%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	2005 BIRCH LN, MCHENRY, IL 60051-2687
Transaction Type	Mortgage
Record Updated	Sep 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047231
Date	Aug 27, 2021
Instrument	2021R0047231

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Sep 1, 2046

Interest

Rate	2.5%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024		$98,291 Land $17,601 Building $80,690	$294,873 Land $52,803 Building $242,070
2022	Disabled Person's exemption Veteran's exemption	$81,695 Land $14,629 Building $67,066	$245,085 Land $43,887 Building $201,198

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2005 Birch Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2005 Birch Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

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