2005 Bianca Dr, Indian Trail, NC 28079 Property Records

Union County property record for 2005 Bianca Dr, Indian Trail, NC 28079

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,443 sqft · built 2004
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$258,000 (Aug 2016)
Tax Bill	$3,317 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-117-394`

Property Details

APN / Parcel Number

Primary APN	`07-117-394`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,443 sqft Living Area
Gross Area	2,949 sqft
1st Floor Area	1,014 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	97 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2005 BIANCA DR
City	INDIAN TRAIL
State	NC
Zip	28079-3435
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SF-3 INDIA
Legal Description	#143 COLTON RIDGE PH2 MP2 OPCF786/OPCG562
Legal Subdivision	COLTON RIDGE
Legal Lot Number	143
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	1
Census Block	1021
Census Tract	20316

Owner

2005 Bianca Dr, a rural home, is owned and occupied by an individual who bought it in August 2016.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2005 BIANCA DR, INDIAN TRAIL, NC 28079-3435
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2016 · Amount on File
Deed Sale	Aug 22, 2016 · Amount on File
Prior Sale	May 30, 2012 · Amount on File
Deed Document Number	201625188
Deed Book / Page	6749 / 391
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Aug 24, 2023
Property Address	2005 BIANCA DR, INDIAN TRAIL, NC 28079-3435
Document Number	0000876930
Book / Page	8769 / 30
Map Reference	CAB G FILE 562
Instrument Date	Aug 24, 2023
Instrument	20583
Transaction Type	Transfer
Record Updated	Sep 8, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$890.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	505 DONNOM ST, MONROE, NC 28112-5209

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2005 BIANCA DR, INDIAN TRAIL, NC 28079-3435

Mortgage

Document Number	0000020584
Date	Aug 24, 2023
Instrument	20584

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 2005 Bianca Dr was $3,317.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$502,300 (-) Land $95,700 Building $406,600	$502,300 (-) Land $95,700 Building $406,600
2025	$3,317.00	$502,300 Land $95,700 Building $406,600	$502,300 Land $95,700 Building $406,600
2023	$2,572.00 (+31.83%)	$306,900 (-) Land $58,000 Building $248,900	$306,900 (-) Land $58,000 Building $248,900
2022	$1,951.00	$306,900 Land $58,000 Building $248,900	$306,900 Land $58,000 Building $248,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2005 Bianca Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2005 Bianca Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bianca Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures