2005 Belle Ter, Bakersfield, CA 93304 Property Records

Kern County property record for 2005 Belle Ter, Bakersfield, CA 93304

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,372 sqft · built 1951
Lot Size	0.142 acres (6,175 sqft)
Owner	Individual Name on File
Last Sale	$253,000 (Jan 2023)
Tax Bill	$3,686 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`148-040-05-00-4`

Property Details

APN / Parcel Number

Primary APN	`148-040-05-00-4`
Alternative APNs	`148-040-05-8` `1480400500` `14804005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,372 sqft Living Area
Gross Area	1,897 sqft
1st Floor Area	1,158 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Construction Type	Frame
Lot Area	6,175 sqft (0.142 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	127 sqft
Patio Area	17 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	148040058
Street Address	2005 BELLE TER
City	BAKERSFIELD
State	CA
Zip	93304-4349
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TRACT 1594 , BLOCK , LOT 5
Legal Tract	1594
Legal Block	2
Legal Lot Number	5
Jurisdiction	KERN CA
Township / Civil Division	BAKERSFIELD
Census Block Group	2
Census Block	2001
Census Tract	2701

Owner

2005 Belle Ter is owned and occupied by an individual who bought it in January 2023.

Source: Kern County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2005 BELLE TER, BAKERSFIELD, CA 93304-4349
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2023 · Amount on File
Deed Sale	Jan 13, 2023 · Amount on File
Prior Sale	Feb 22, 2007 · Amount on File
Deed Document Number	20235637
Prior Transfer Date	Aug 2, 2003
Prior Transfer Doc	0000187496
Record Updated	Oct 29, 2026

January 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Jan 13, 2023
Property Address	2005 BELLE TER, BAKERSFIELD, CA 93304-4349
Document Number	0000005637
Map Reference	MB 7 PG 143
Instrument Date	Nov 21, 2022
Instrument	223005637
Transaction Type	Transfer
Record Updated	Jan 27, 2023
Title Company	TICOR TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2005 BELLE TERRACE, BAKERSFIELD, CA 93304-4349

Mortgage

Document Number	0000005638
Date	Jan 13, 2023
Instrument	223005638

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

Mortgage

Document Number	0000005639
Date	Jan 13, 2023
Instrument	223005639

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95825

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	362 Months
Due	Mar 13, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 2005 Belle Ter was $3,686.

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Elementary School District	Bakersfield City School District (KG - 08)
Secondary School District	Kern High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$268,485 (+2%) Land $53,060 Building $215,425
2025	$3,686.00	$263,221 Land $52,020 Building $211,201
2023	$2,838.00 (+1.57%)	$193,000 Land $48,000 Building $145,000
2022	$2,794.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2005 Belle Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2005 Belle Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWS - BAKERSFIELD private · serves 268,129 people · EPA ID CA1510003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Verizon.

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