2005 Banister Loop, Jacksonville, NC 28546 Property Records

Onslow County property record for 2005 Banister Loop, Jacksonville, NC 28546

Property Summary

Property Type	Townhouse
Details	2 bd · 2.5 ba · 1,024 sqft · built 2010
Lot Size	0.02 acres (871 sqft)
Owner	Individual Name on Record
Last Sale	$116,000 (Oct 2021)
Tax Bill	$1,511 (2026)
Deeds & Mortgages	Jan 2024 Line of Credit Oct 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`339J-64`

Property Details

APN / Parcel Number

Primary APN	`339J-64`
Alternative APNs	`477940000` `076724`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,024 sqft Living Area

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Lot Area	871 sqft (0.02 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	477940000
Street Address	2005 BANISTER LOOP
City	JACKSONVILLE
State	NC
Zip	28546-7197
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RMF-HD
Legal Description	L64 THE GABLES
Legal Subdivision	THE GABLES REVISED
Legal Lot Number	64
Jurisdiction	ONSLOW NC
Township / Civil Division	JACKSONVILLE
Census Block Group	1
Census Block	1011
Census Tract	1301

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2005 BANISTER LOOP, JACKSONVILLE, NC 28546-7197
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2024	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Oct 1, 2021	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Jul 10, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 10, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2021 · Amount on Record
Deed Sale	Oct 1, 2021 · Amount on Record
Prior Sale	Jul 10, 2018 · Amount on Record
Deed Book / Page	5584 / 702
Prior Transfer Date	Jul 9, 2018
Prior Transfer Doc	0048080638
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	2005 BANISTER LOOP, JACKSONVILLE, NC 28546-7197
Transaction Type	Mortgage
Record Updated	Jan 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2005 BANISTER LOOP, JACKSONVILLE, NC 28546-7197

Mortgage

Document Number	0060840339
Date	Jan 10, 2024
Book Page	6084/339

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	478 Months
Due	Nov 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Oct 1, 2021
Property Address	2005 BANISTER LOOP, JACKSONVILLE, NC 28546-7197
Document Number	0055840702
Book / Page	5584 / 702
Map Reference	MB59PG147SLM-1461
Instrument Date	Sep 3, 2021
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$232.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2005 BANISTER LOOP, JACKSONVILLE, NC 28546-7197

Mortgage

Document Number	0005584705
Date	Oct 1, 2021
Instrument	5584/705

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ONSLOW NC
Recording Date	Jul 10, 2018
Property Address	2005 BANISTER LOOP, JACKSONVILLE, NC 28546-7197
Document Number	0048080638
Book / Page	004808 / 000638
Instrument Date	Jul 9, 2018
Transaction Type	Transfer
Record Updated	Aug 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2005 BANISTER LOOP JACKSONVILLE NC 285467197, JACKSONVILLE, NC 28546-7197

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Jul 10, 2018
Property Address	2005 BANISTER LOOP, JACKSONVILLE, NC 28546-7197
Document Number	0048080167
Book / Page	004808 / 000167
Instrument Date	Jul 3, 2018
Transaction Type	Transfer
Record Updated	Aug 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$137.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 CHRISTIAN CT JACKSONVILLE NC 285407227, JACKSONVILLE, NC 28540-7227

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Municipality	Jacksonville City
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,511.00 (+2.37%)	$171,124 (+45.46%) Land $45,000 Building $126,124	$171,124 (+45.46%) Land $45,000 Building $126,124
2025	$1,476.00	$117,644 (-) Land $13,000 Building $104,644	$117,644 (-) Land $13,000 Building $104,644
2023	$1,476.00	$117,644 Land $13,000 Building $104,644	$117,644 Land $13,000 Building $104,644

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, Metronet.

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