2005 Anderson Rd, Duluth, MN 55811 Property Records

St. Louis County property record for 2005 Anderson Rd, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,594 sqft · built 1950
Lot Size	0.503 acres (21,939 sqft)
Owner	Individual Name on File
Last Sale	$3,000 (Jul 2021)
Tax Bill	$5,026 (2026)
Deeds & Mortgages	Nov 2025 Second Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-0825-00130`

Property Details

APN / Parcel Number

Primary APN	`010-0825-00130`
Alternative APN	`1113444`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,594 sqft Gross Area
1st Floor Area	1,194 sqft
Basement Area	576 sqft
Finished Basement	576 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	21,939 sqft (0.503 acres)
Garage Area	2,380 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Patio
Porch Area	212 sqft
Deck Area	48 sqft
Storage Building	48 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1113444
Street Address	2005 ANDERSON RD
City	DULUTH
State	MN
Zip	55811-5603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0013 SERIAL #
Legal Subdivision	DECKER ROAD ADDITION
Legal Lot Number	13
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1039
Census Tract	301

Owner

2005 Anderson Rd is owned and occupied by an individual who bought it in July 2021.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	2005 ANDERSON RD, DULUTH, MN 55811-5603
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AFFINITY PLUS FCU
Jul 22, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage US BANK NA
Jun 15, 2017	Deed of Trust, Mortgage REPUBLIC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2021 · Amount on File
Deed Sale	Jul 22, 2021 · Amount on File
Prior Sale	Sep 3, 2010 · Amount on File
Deed Document Number	20211044154
Prior Transfer Date	Jun 11, 2021
Prior Transfer Doc	0001044154
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2005 ANDERSON RD, DULUTH, MN 55811-5603
Transaction Type	Mortgage
Record Updated	Nov 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2005 ANDERSON RD, DULUTH, MN 55811-5603

Mortgage

Document Number	0001096065
Date	Nov 10, 2025
Instrument	1096065

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	179 Months
Due	Oct 20, 2040

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Jul 22, 2021
Property Address	2005 ANDERSON RD, DULUTH, MN 55811-5603
Document Number	0001044154
Instrument Date	Jun 11, 2021
Instrument	1044154
Transaction Type	Transfer
Record Updated	Aug 11, 2021
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2005 ANDERSON RD, DULUTH, MN 55811-5603

Mortgage

Document Number	0001044155
Date	Jul 22, 2021
Instrument	1044155

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2041

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2005 ANDERSON RD, DULUTH, MN 55811-5603
Document Number	000T986674
Instrument Date	Jun 15, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2005 ANDERSON RD DULUTH MN 558115603, DULUTH, MN 55811-5603

Mortgage

Document Number	000T986674
Date	Jun 30, 2017
Instrument	T986674

Lender

Name	REPUBLIC BK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 29, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 2005 Anderson Rd was $5,026 with a homeowner's exemption, up 10.9% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,026.00 (+10.95%) Homeowner's exemption
2025	$4,530.00 (-11.25%) Homeowner's exemption	$403,400 (+17.3%) Land $43,500 Building $359,900	$403,400 (+17.3%) Land $43,500 Building $359,900
2024	$5,104.00	$343,900 Land $56,200 Building $287,700	$343,900 Land $56,200 Building $287,700
2022		$313,200 Land $54,100 Building $259,100	$313,200 Land $54,100 Building $259,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2005 Anderson Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2005 Anderson Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: T-Mobile, Verizon.

Nearby Properties on Anderson Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures