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2005 5th Ave N, Moorhead, MN 56560 Property Records

Clay County property record for 2005 5th Ave N, Moorhead, MN 56560

Property Summary

Property TypeSingle Family Home
Lot Size0.15 acres (6,493 sqft)
Owner2 Individual Names on File
Last Sale$245,000 (May 2020)
Tax Bill$4,952 (2026)
Deeds & MortgagesMay 2018 Mortgage
May 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN58.319.2360

Property Details

APN / Parcel Number

Primary APN58.319.2360

Exterior

Lot Area6,493 sqft (0.15 acres)

Location & Zoning

Street Address2005 5TH AVE N
CityMOORHEAD
StateMN
Zip56560-2321
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISIONNAME HOLES 2ND ADD SUBDIVISIONCD 58319 W 100' OF LOT 2 29
Legal Range48
Legal Township139
Legal Section04
Legal SubdivisionHOLES 2ND ADD
Legal Block29
Legal Lot Number2
JurisdictionCLAY MN
Township / Civil DivisionMOORHEAD
Census Block Group2
Census Block2023
Census Tract30300

Owner

2005 5th Ave N is owned and occupied by two individuals who acquired it in March 2025.

Source: Clay County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address2005 5TH AVE N, MOORHEAD, MN 56560-2321
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 14, 2018Deed of Trust, Mortgage · Conventional Mortgage
GATE CITY BANK
May 1, 2020Warranty Deed, Transfer · Conventional Mortgage
CENTRAL MN CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 1, 2020 · Amount on File
Deed SaleMay 1, 2020 · Amount on File
Prior SaleMay 11, 2006 · Amount on File
Deed Document Number2020800289
Last Transfer DateMar 12, 2025
Transfer Doc0000853188
Record UpdatedOct 29, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY MN
Property Address2005 5TH AVE N, MOORHEAD, MN 56560-2321
Transaction TypeMortgage
Record UpdatedAug 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000779602
DateMay 14, 2018
Instrument779602
Lender
NameGATE CITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueMay 20, 2028
Interest
Rate TypeFixed Rate

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY MN
Recording DateMay 1, 2020
Property Address2005 5TH AVE N, MOORHEAD, MN 56560-2321
Document Number0000800289
Instrument DateApr 29, 2020
Instrument800289
Transaction TypeTransfer
Record UpdatedJun 9, 2020
Title CompanyCONSOLIDATED TITLE SERVICES, CONSOLIDATED TITLE SVCS

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$809.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2005 5TH AVE N MOORHEAD MN 565602321, MOORHEAD, MN 56560-2321

Mortgage

Document Number800290
DateMay 1, 2020
Instrument800290
Lender
NameCENTRAL MN CU
AddressSAINT JOSEPH, MN 56374
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueApr 30, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 2005 5th Ave N was $4,952 with a homeowner's exemption.

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyClay County
MunicipalityMoorhead City
Unified School DistrictMoorhead Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,952.00 Homeowner's exemption$329,100 (+4.78%) Land $29,500 Building $299,600$329,100 (+4.78%) Land $29,500 Building $299,600
2025$314,100 Land $31,900 Building $282,200$314,100 Land $31,900 Building $282,200
2023$4,000.00 Homeowner's exemption$278,400 Land $27,000 Building $251,400$278,400 Land $27,000 Building $251,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2005 5th Ave N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 26, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2005 5th Ave N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.4% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMoorhead
serves 44,583 people · EPA ID MN1140008
Water SourceSurface water
Last State InspectionSep 2025
Lead9 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable · Fixed Wireless in parts of the area		2,000 / 350
Sparklight
Cable		1,000 / 50
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: CenturyLink, Otter Tail Telecom, Verizon.

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