2005 48th St, Lubbock, TX 79412 Property Records

Lubbock County property record for 2005 48th St, Lubbock, TX 79412 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 980 sqft · built 1954
Lot Size	0.175 acres (7,650 sqft)
Owner	Individual Name on File
Tax Bill	$1,973 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`R137377`

Property Details

APN / Parcel Number

Primary APN	`R137377`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	980 sqft Living Area

Exterior

Year Built	Built 1954
Exterior Material	Asbestos
Foundation Type	Pier/Post & Beam
Roof Material	Other
Lot Area	7,650 sqft (0.175 acres)
Lot Dimensions	127 ft deep x 60 ft wide
Garage Type	Mixed
Garage Area	260 sqft
Carport	Carport
Carport Area	162 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2005 48TH ST
City	LUBBOCK
State	TX
Zip	79412-2243
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGE CREST BLK 6 L 3
Legal Subdivision	RIDGE CREST
Legal Block	6
Legal Lot Number	3
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	2
Census Block	2014
Census Tract	2302

Owner

Source: Lubbock County records · APN R137377

Assessment roll updated August 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2005 48TH ST, LUBBOCK, TX 79412-2243
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Vendor's Lien, Transfer · Conventional Mortgage AMARILLO NATIONAL BANK
Apr 06, 2017	Vendor's Lien, Transfer · FHA Mortgage PRIMEWEST MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 31, 2021
Deed Sale	Mar 31, 2021
Prior Sale	Apr 06, 2017
Deed Document Number	2021015558
Record Updated	Jun 08, 2026

March 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Mar 31, 2021
Property Address	2005 48TH ST, LUBBOCK, TX 79412-2243
Document Number	0000015558
Map Reference	VOL 418 PG 84
Instrument Date	Mar 29, 2021
Instrument	2021015558
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	SERVICE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2005 48TH ST, LUBBOCK, TX 79412-2243

Mortgage

Document Number	0000015559
Date	Mar 31, 2021
Instrument	2021015559

Lender

Name	AMARILLO NATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 01, 2026
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	5.75%
Index	Prime Rate
Max Rate	8.75%

April 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Apr 06, 2017
Property Address	2005 48TH ST, LUBBOCK, TX 79412-2243
Document Number	0000012012
Map Reference	VOL418 PG84
Instrument Date	Apr 04, 2017
Instrument	2017012012
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	SERVICE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3422, LUBBOCK, TX 79452-3422

Mortgage

Document Number	0000012013
Date	Apr 06, 2017
Instrument	2017012013

Lender

Name	PRIMEWEST MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2047

Tax Assessment & Valuation

Source: Lubbock County records · Assessment roll updated August 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,973.00 (-5.28%) Homeowner's exemption	$111,524 (+6.82%) Land $20,000 Building $91,524	$111,524 (+6.82%) Land $20,000 Building $91,524
2024	$2,083.00 (+7.37%)
2023	$1,940.00 (+10.42%) Homeowner's exemption	$104,401 Land $3,300 Building $101,101	$104,401 Land $3,300 Building $101,101
2022	$1,757.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lubbock County (48303C), updated October 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483030023022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 12 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2009–2015)
Most Recent Claim	May 2015, river or lake flooding, Severe Storms, Tornadoes, Straight-line Winds And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 524 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Optimum Communications	Cable	940 / 35
JAB Wireless	Fixed Wireless (unlicensed)	500 / 100
Verizon	Fixed Wireless	300 / 20
Telespan	Fixed Wireless (unlicensed)	100 / 40

May also be available at this address: Metronet Holdings, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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