2005 460th St, Sioux Rapids, IA 50585 Property Records

Clay County property record for 2005 460th St, Sioux Rapids, IA 50585

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,888 sqft · built 1975
Lot Size	3 acres (130,680 sqft)
Owner	2 Company Names on File
Last Sale	$117,000 (Jun 2006)
Tax Bill	$1,808 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Dec 2018 Refinance
Flood Zone	Zone X (minimal risk)
APN	`943711100001`

Property Details

APN / Parcel Number

Primary APN	`943711100001`
Alternative APN	`37094371110000100`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,888 sqft Living Area
1st Floor Area	1,292 sqft
Attic	Attic
Attic Area	452 sqft
Basement Area	1,292 sqft
Finished Basement	600 sqft
Unfinished Basement	1,292 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	130,680 sqft (3 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	347 sqft
Patio Area	167 sqft
Shed	1 Shed
Shed Area	130 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Street Address	2005 460TH ST
City	SIOUX RAPIDS
State	IA
Zip	50585-8516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1 AGRICU
Legal Description	TR NW NW
Legal Range	37W
Legal Township	94N
Legal Section	11
Jurisdiction	CLAY IA
Township / Civil Division	DOUGLAS
Census Block Group	1
Census Block	1052
Census Tract	80400

Owner

2005 460th St is owned by a company that bought it in June 2006 and is owner-occupied.

Source: Clay County records, as of September 1, 2026

Owner of Record	2 Company Names on File
Mailing Address	205 HILLSIDE DR, BALDWIN CITY, KS 66006-7000
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK
Dec 18, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHWEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2006 · Amount on File
Deed Sale	Jun 16, 2006 · Amount on File
Deed Document Number	20061896
Deed Book / Page	2006 / 1896
Prior Transfer Date	Jun 12, 2006
Prior Transfer Doc	2006/1896
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IA
Property Address	2005 460TH ST, SIOUX RAPIDS, IA 50585-8516
Transaction Type	Mortgage
Record Updated	Apr 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/2904
Date	Sep 22, 2020
Book Page	2020/2904
Instrument	2020 2904

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2023
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.37%
Index	Other

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IA
Property Address	2005 460TH ST, SIOUX RAPIDS, IA 50585-8516
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/3335
Date	Dec 18, 2018
Book Page	2018/3335
Instrument	3335

Lender

Name	NORTHWEST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2005 460th St was $1,808 with a homeowner's exemption, up 0.4% from the year before.

Source: Clay County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clay County
Unified School District	Clay Central-Everly Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,808.00 (+0.44%) Homeowner's exemption	$208,680 Land $31,290 Building $177,390	$208,680 Land $31,290 Building $177,390
2024	$1,800.00
2023		$198,390 (+26.11%) Land $30,670 Building $167,720	$198,390 Land $30,670 Building $167,720
2022	$1,612.00 Homeowner's exemption	$157,310 Land $27,290 Building $130,020
2021			$157,310 Land $27,290 Building $130,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2005 460th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 21, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2005 460th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Evertek Fiber	1,000 / 1,000
Royal Telephone Company Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on 460th St

Nearby Streets

All Sioux Rapids, IA Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures