20046 Crest Rd, Locust, NC 28097 Property Records

Stanly County property record for 20046 Crest Rd, Locust, NC 28097

Property Summary

Property Type	Mobile Home
Details	4 bd · 2 ba · 1,718 sqft · built 2012
Lot Size	0.8 acres (34,848 sqft)
Owner	2 Individual Names on Record
Tax Bill	$826 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Mar 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`650601085552`

Property Details

APN / Parcel Number

Primary APN	`650601085552`
Alternative APNs	`1533067` `10669`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,718 sqft Finished Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	34,848 sqft (0.8 acres)
Porch	Porch
Porch Area	274 sqft
Deck Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	1533067
Street Address	20046 CREST RD
City	LOCUST
State	NC
Zip	28097-8266
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	HSE 20046 CREST RD 650600005
Legal Subdivision	THE SHARON LYNN HATLEY HARWOOD
Jurisdiction	STANLY NC
Township / Civil Division	BIG LICK
Census Block Group	2
Census Block	2038
Census Tract	930700

Owner

Source: Stanly County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20046 CREST RD, LOCUST, NC 28097-8266
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2022	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC
Mar 5, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 5, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2021
Deed Sale	Mar 5, 2021
Prior Sale	Jun 5, 2017 · Amount on Record
Deed Document Number	2021430033
Deed Book / Page	1733 / 188
Prior Transfer Date	Feb 17, 2021
Prior Transfer Doc	0000430033
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANLY NC
Property Address	20046 CREST RD, LOCUST, NC 28097-8266
Transaction Type	Mortgage
Record Updated	May 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000442561
Date	Jan 20, 2022
Book Page	1772/596
Instrument	442561

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANLY NC
Recording Date	Mar 5, 2021
Property Address	20046 CREST RD, LOCUST, NC 28097-8266
Document Number	0000430033
Book / Page	001733 / 000188
Instrument Date	Feb 17, 2021
Instrument	430033
Transaction Type	Transfer
Record Updated	Mar 29, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20046 CREST RD LOCUST NC 280978266, LOCUST, NC 28097-8266

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Jun 5, 2017
Property Address	20046 CREST RD, LOCUST, NC 28097-8266
Document Number	0000391216
Book / Page	001611 / 000788
Instrument Date	Jun 5, 2017
Instrument	391216
Transaction Type	Transfer
Record Updated	Jun 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$219.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24159 JOY RD LOCUST NC 280978314, LOCUST, NC 28097-8314

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$826.00 (+20.06%)	$125,173 (+30.87%) Land $33,040 Building $92,133	$125,173 (+30.87%) Land $33,040 Building $92,133
2023	$688.00	$95,646 Land $20,296 Building $75,350	$95,646 Land $20,296 Building $75,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANLY CO-WEST STANLY DIST serves 9,939 people · EPA ID NC0184035
Water Source	Purchased surface water from CITY OF ALBEMARLE
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Crest Rd

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