20045 Spears Rd, Gregory, MI 48137 Property Records

Livingston County property record for 20045 Spears Rd, Gregory, MI 48137 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1971
Square Footage	2,032 sqft Living Area
Lot Size	165,528 sqft (3.8 acres)
Occupancy	Owner Occupied
Last Sale	$125,000 (2013)
Tax Bill	$2,618.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`13-14-100-028`
Alternative APN	`471314100028`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Partial Baths	1 Partial Baths
Total Rooms	8 Rooms
Building Area	2,032 sqft Living Area
1st Floor	1,248 sqft 1st Floor
Basement Area	672 sqft Basement
Unfinished Basement	672 sqft Unfinished
Stories	2 Stories

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Multifamily Style
Exterior Material	Wood Siding Exterior
Roof Construction	Gable Roof Construction
Lot Area	165,528 sqft (3.8 acres)
Parking Spaces	2 Parking Spaces
Garage Area	576 sqft Garage
Total Buildings	2 Total Buildings
Patio Area	480 sqft Patio

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Street Address	20045 SPEARS RD
City	GREGORY
State	MI
Zip	48137-9464
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SEC 14 T1N R3E BEG AT THE NW COR OF SEC14; TH S8635'0"E 656.28 FT; TH S031'50"E 328.46 FT; TH N 87*4'20"W 278.95 FT; TH N
Legal Range	03E
Legal Township	01N
Legal Section	14
Legal Subdivision	PART OF SEC 14 T1N R3E
Legal Tract	732100
Jurisdiction	LIVINGSTON MI
Minor Civil Division	UNADILLA
Census Blockgroup	1
Census Block	1031
Census Tract	732100

Owner

Source: Livingston County records · APN 13-14-100-028

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20045 SPEARS RD, GREGORY, MI 48137-9464
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 08, 2013 · Amount on Record
Deed Sale	May 08, 2013 · Amount on Record
Prior Sale	May 02, 2012 · Amount on Record
Deed Doc Number	201319387
Record Refreshed	Sep 20, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	20045 SPEARS RD, GREGORY, MI 48137-9464
Document Number	0000016006
Instrument Date	Jun 22, 2019
Transaction Type	Mortgage
Record Updated	Jul 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	20045 SPEARS RD GREGORY MI 481379464, GREGORY, MI 48137-9464

Mortgage

Document Number	0000016006
Date	Jun 27, 2019
Instrument	16006

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	FARMINGTON HILLS, MI 48334

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 26, 2034

Tax Assessment & Valuation

Source: Livingston County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Unadilla Township
Unified School District	Stockbridge Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$146,150 (+19.6%)	$292,300 (+19.6%)
2025	$2,618.00 (+18.95%)
2023		$122,200
2021	$2,201.00		$244,400

Flood & Wildfire

20045 Spears Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Livingston County (26093C), updated September 17, 2008

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 52nd in Michigan
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.