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20045 Serre Dr, Estero, FL 33928 Property Records

Lee County property record for 20045 Serre Dr, Estero, FL 33928 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,926 sqft · built 2005
Lot Size0.104 acres (4,530 sqft)
Owner2 Company Names on File
Last Sale$247,500 (Feb 2016)
Tax Bill$3,716 (2025)
Deeds & MortgagesAug 2020 Mortgage
Aug 2021 Transfer
Flood ZoneZone X (minimal risk)
APN29-46-26-E2-0100A.0330

Property Details

APN / Parcel Number

Primary APN29-46-26-E2-0100A.0330
Alternative APNs
  • 262946E20100A0330
  • 294626010000A0330
  • 10488108

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,926 sqft Living Area
Gross Area2,582 sqft
1st Floor Area1,626 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleTownhouse
Exterior MaterialConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialConcrete
Lot Area4,530 sqft (0.104 acres)
Garage TypeAttached
Garage Area469 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFlorida Room
Porch Area187 sqft
Patio Area300 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10488108
Street Address20045 SERRE DR
CityESTERO
StateFL
Zip33928-6332
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBELLA TERRA UNIT ONE PB 77 PG 84 BLK A LOT 33
Legal Range26E
Legal Township46S
Legal Section29
Legal SubdivisionBELLA TERRA
Legal TractE2
Legal BlockA
Legal Lot Number33
Legal Unit1
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group2
Census Block2002
Census Tract50311

Owner

Source: Lee County records · APN 29-46-26-E2-0100A.0330

Assessment roll updated July 29, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address20045 SERRE DR, ESTERO, FL 33928-6332
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Aug 24, 2021Intrafamily Transfer, Transfer
ACCOMMODATION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 10, 2016 · Amount on Record
Deed SaleFeb 10, 2016 · Amount on Record
Prior SaleOct 27, 2011 · Amount on Record
Deed Document Number201629170
Prior Transfer DateSep 02, 2011
Prior Transfer Doc0000210339
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address20045 SERRE DR, ESTERO, FL 33928-6332
Transaction TypeMortgage
Record UpdatedFeb 10, 2022
Title CompanyNAPLES TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address20045 SERRE DR, ESTERO, FL 33928-6332

Mortgage

Document Number0000197560
DateAug 24, 2020
Instrument2020000197560
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLEE FL
Recording DateAug 24, 2021
Property Address20045 SERRE DR, ESTERO, FL 33928-6332
Document Number0000279246
Map ReferenceMB 77 PG 84
Instrument DateAug 19, 2021
Instrument2021000279246
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address20045 SERRE DR, ESTERO, FL 33928-6332

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated July 29, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$228,641 (+2.7%)$298,756 (-4.55%) Land $63,591 Building $235,165
2025$3,716.00 (+5.78%) Homeowner's exemption$222,630 (+5.99%)$313,006 (-10.54%) Land $69,647 Building $243,359
2023$3,513.00 (-1.49%) Homeowner's exemption$210,054 (+3%)$349,876 (+24.42%) Land $53,926 Building $295,950
2022$3,566.00 Homeowner's exemption$203,936$281,204 Land $58,850 Building $222,354

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120710503112, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 11 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2022, rainfall accumulation, Hurricane Ian

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 339 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Hotwire CommunicationsFiber2,500 / 2,500
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20

May also be available at this address: Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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