Stanly County property record for 20045 Joes Rd, Locust, NC 28097
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 728 sqft · built 2017 |
| Lot Size | 28.8 acres (1,254,528 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $215,000 (Mar 2016) |
| Tax Bill | $900 (2026) |
| Deeds & Mortgages | Jun 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 558604801553 |
| Primary APN | 558604801553 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 728 sqft Finished Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 1,254,528 sqft (28.8 acres) |
| Garage Area | 720 sqft |
| Porch | Porch |
| Porch Area | 448 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Septic |
| Account Number | 1513332 |
|---|---|
| Street Address | 20045 JOES RD |
| City | LOCUST |
| State | NC |
| Zip | 28097-8306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HSE 20045 JOES RD 558600145 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | FURR |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 930801 |
Source: Stanly County records, as of October 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20045 JOES RD, LOCUST, NC 28097-8306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 21, 2016 · Amount on Record |
| Deed Sale | Mar 21, 2016 · Amount on Record |
| Prior Sale | Jan 1, 2012 |
| Deed Document Number | 2016379597 |
| Deed Book / Page | 1557 / 183 |
| Last Transfer Date | Jun 21, 2023 |
| Transfer Doc | 0000459267 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Jun 28, 2023 |
| Property Address | 20045 JOES RD, LOCUST, NC 28097-8306 |
| Document Number | 0000459267 |
| Book / Page | 1824 / 1364 |
| Map Reference | MB 30 PG 244 |
| Instrument Date | Jun 21, 2023 |
| Instrument | 459267 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20045 JOES RD, LOCUST, NC 28097-8306 |
Source: Stanly County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $900.00 | $136,414 (-) Land $52,516 Building $83,898 | $371,950 (-) Land $288,052 Building $83,898 |
| 2025 | $900.00 (+18.27%) | $136,414 (+28.92%) Land $52,516 Building $83,898 | $371,950 (+47.12%) Land $288,052 Building $83,898 |
| 2023 | $761.00 | $105,812 (-) Land $40,699 Building $65,113 | $252,818 (-) Land $187,705 Building $65,113 |
| 2022 | $761.00 | $105,812 Land $40,699 Building $65,113 | $252,818 Land $187,705 Building $65,113 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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