20045 Chaney Rd, Bend, OR 97703 Property Records

Deschutes County property record for 20045 Chaney Rd, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 4,151 sqft · built 1993
Lot Size	3.9 acres (169,884 sqft)
Owner	Individual Name on File
Last Sale	$2,000,000 (Mar 2023)
Tax Bill	$20,205 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Jan 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`171217-CC-02000`

Property Details

APN / Parcel Number

Primary APN	`171217-CC-02000`
Alternative APNs	`R1017171217CC02000` `176387`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,151 sqft Living Area
Gross Area	5,042 sqft
1st Floor Area	3,457 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Bi-Level
Roof Type	Gable
Roof Material	Tile
Lot Area	169,884 sqft (3.9 acres)
Garage Area	891 sqft
Deck Area	1,340 sqft
Patio Area	364 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	176387
Street Address	20045 CHANEY RD
City	BEND
State	OR
Zip	97703-9059
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UAR10
Legal Description	SEC 17 - BEG AT SW COR OF TRACT 12, GLEN VISTA TH DUE S TO A PT IN THE CNTR OF DESCHUTES RIVER TH WLY F...
Legal Range	12
Legal Township	17
Legal Section	17
Legal Tract	12
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	2
Census Block	2002
Census Tract	1102

Owner

Source: Deschutes County records · APN 171217-CC-02000

Assessment roll updated November 5, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	20045 CHANEY RD, BEND, OR 97703-9059
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 01, 2023	Warranty Deed, Transfer · Commercial Mortgage DEIDRE MIRMELLI IRREVOCABLE TRUST
Jan 17, 2017	Deed of Trust, Mortgage · ARM MORGAN STANLEY PRIVATE BANK NA
Aug 12, 2019	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 01, 2023 · Amount on Record
Deed Sale	Mar 01, 2023 · Amount on Record
Prior Sale	Aug 12, 2019 · Amount on Record
Deed Document Number	20234570
Record Updated	Sep 20, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Mar 01, 2023
Property Address	20045 CHANEY RD, BEND, OR 97703-9059
Document Number	0000004570
Instrument Date	Feb 24, 2023
Instrument	2023-04570
Transaction Type	Transfer
Record Updated	Mar 10, 2023
Title Company	NOT AVAILABLE, DESCHUTES TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20045 CHANEY RD, BEND, OR 97703-9059

Mortgage

Document Number	0000004571
Date	Mar 01, 2023
Instrument	2023-04571

Lender

Name	DEIDRE MIRMELLI IRREVOCABLE TRUST
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20045 CHANEY RD, BEND, OR 97703-9059
Transaction Type	Mortgage
Record Updated	Aug 26, 2022
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001641
Date	Jan 17, 2017
Instrument	2017-01641

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.34%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 01, 2027
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.34%
Index	1-Year LIBOR
Max Rate	8.34%

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Aug 12, 2019
Property Address	20045 CHANEY RD, BEND, OR 97703-9059
Document Number	0000028932
Instrument Date	Jul 11, 2019
Instrument	2019-28932
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20045 CHANEY RD, BEND, OR 97703-9059

Mortgage

Document Number	0000028933
Date	Aug 12, 2019
Instrument	2019-28933

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2049

Tax Assessment & Valuation

Source: Deschutes County records · Assessment roll updated November 5, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,205.00 (+4.32%)	$1,220,160 (+3%)	$2,950,530 (-) Land $1,066,170 Building $1,884,360
2024	$19,368.00 (+5.93%)	$1,184,630 (+3%)	$2,950,530 (+4.84%) Land $1,066,170 Building $1,884,360
2023	$18,284.00	$1,150,130	$2,814,400 Land $930,040 Building $1,884,360

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 11, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 66% of the US · lower than 72% of Oregon
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Company Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 108 locations within half a mile of this property.

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