20045 Berns Ct, Grosse Pointe Woods, MI 48236 Property Records

Wayne County property record for 20045 Berns Ct, Grosse Pointe Woods, MI 48236

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,954 sqft · built 1952
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Apr 2020)
Tax Bill	$9,726 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Nov 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`012 07 0120 000`

Property Details

APN / Parcel Number

Primary APN	`012 07 0120 000`
Alternative APN	`40 012 07 0120 000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,954 sqft Living Area
1st Floor Area	1,343 sqft
Basement Area	1,343 sqft
Unfinished Basement	1,343 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1966
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	92 ft deep x 72 ft wide
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	134 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	20045 BERNS CT
City	GROSSE POINTE WOODS
State	MI
Zip	48236-2302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1D
Legal Description	WDYY120 LOT 120 FAIRHOLME NO 2 PC393 L70 P24 WCR K 67.49
Legal Subdivision	FAIRHOLME NO 2
Legal Lot Number	120
Jurisdiction	WAYNE MI
Township / Civil Division	GROSSE POINTE WOODS
Census Block Group	3
Census Block	3027
Census Tract	551100

Owner

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20045 BERNS CT, GROSSE POINTE WOODS, MI 48236-2302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION CREDIT UNION
Nov 15, 2022	Deed of Trust, Mortgage · Line of Credit CREDIT UNION ONE
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN FIRST CU
Apr 20, 2020	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC
Jul 19, 2017	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
May 10, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2020 · Amount on Record
Deed Sale	Apr 20, 2020 · Amount on Record
Prior Sale	Jul 19, 2017 · Amount on Record
Deed Document Number	2020145705
Deed Book / Page	55722 / 265
Prior Transfer Date	Mar 15, 2017
Prior Transfer Doc	0537180522
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Recording Date	Apr 23, 2026
Property Address	20045 BERNS CT, GROSSE POINTE WOODS, MI 48236-2302
Document Number	0000161778
Book / Page	60236 / 1031
Instrument Date	Apr 17, 2026
Instrument	2026161778
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20045 BERNS CT, GROSSE POINTE WOODS, MI 48236-2302

Mortgage

Document Number	0000161778,
Date	Apr 23, 2026
Book Page	60236/1031
Instrument	2026161778

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 5, 2041

Interest

Rate Type	Fixed Rate
Rate	5.54%
Initial Type	Fixed Rate
Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	20045 BERNS CT, GROSSE POINTE WOODS, MI 48236-2302
Transaction Type	Mortgage
Record Updated	Dec 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20045 BERNS CT, GROSSE POINTE WOODS, MI 48236-2302

Mortgage

Document Number	0579570496
Date	Nov 15, 2022
Book Page	57957/496
Instrument	2022333082

Lender

Name	CREDIT UNION ONE
Type	Credit Union
Address	FERNDALE, MI 48220

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 22, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	20045 BERNS CT, GROSSE POINTE WOODS, MI 48236-2302
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20045 BERNS CT, GROSSE POINTE WOODS, MI 48236-2302

Mortgage

Document Number	0563851452
Date	Feb 1, 2021
Book Page	56385/1452
Instrument	2021042867

Lender

Name	MICHIGAN FIRST CU
Type	Credit Union
Address	SOUTHFIELD, MI 48076

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Apr 20, 2020
Property Address	20045 BERNS CT, GROSSE POINTE WOODS, MI 48236-2302
Document Number	0557220265
Book / Page	55722 / 265
Map Reference	LB 70 PG 24
Instrument Date	Apr 2, 2020
Instrument	2020145705
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$2,322.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20045 BERNS CT, 20045, GROSSE POINTE WOODS, MI 48236-2302

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20045 BERNS CT, GROSSE POINTE WOODS, MI 48236-2302

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Jul 19, 2017
Property Address	20045 BERNS CT, GROSSE POINTE WOODS, MI 48236-2302
Document Number	0538400966
Book / Page	53840 / 0966
Map Reference	LB70 PG24
Instrument Date	Jul 14, 2017
Instrument	2017255567
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,279.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20045 BERNS CT, 20045, GROSSE POINTE WOODS, MI 48236-2302

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20045 BERNS CT, GROSSE POINTE WOODS, MI 48236-2302
Investor	Possibly a Property Investor

Mortgage

Document Number	2017255568
Date	Jul 19, 2017
Instrument	2017255568

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAYNE MI
Recording Date	May 10, 2017
Property Address	20045 BERNS CT, GROSSE POINTE WOODS, MI 48236-2302
Document Number	0537180522
Book / Page	053718 / 000522
Instrument Date	Mar 15, 2011
Instrument	196951
Transaction Type	Transfer
Record Updated	Jul 7, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20045 BERNS CT GROSSE POINTE WOODS MI 482362302, GROSSE POINTE WOODS, MI 48236-2302

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Grosse Pointe Woods City
Unified School District	Grosse Pointe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$205,500 (+1.18%)	$411,000 (+1.18%)
2025	$9,726.00 (+8.45%) Homeowner's exemption	$203,100 (+17.2%)	$406,200 (+17.2%)
2023	$8,968.00 (+23.36%) Homeowner's exemption	$173,300 (+12.97%)	$346,600 (+12.97%)
2022		$153,400	$306,800
2019	$7,270.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GROSSE POINTE WOODS serves 16,135 people · EPA ID MI0002920
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jun 2024
Lead	11 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50

May also be available: T-Mobile.

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