20044 Wheaton Dr, Cupertino, CA 95014 Property Records

Santa Clara County property record for 20044 Wheaton Dr, Cupertino, CA 95014

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,056 sqft · built 1969
Lot Size	0.172 acres (7,488 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,680,000 (Feb 2026)
Tax Bill	$25,102 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`316-23-088`

Property Details

APN / Parcel Number

Primary APN	`316-23-088`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,056 sqft Living Area
Gross Area	1,989 sqft
1st Floor Area	1,989 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	7,488 sqft (0.172 acres)
Lot Dimensions	72 ft deep x 104 ft wide
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	20044 WHEATON DR
City	CUPERTINO
State	CA
Zip	95014-2340
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 4590 WOODS BOOK 244 PAGE 33 LOT 68
Legal Subdivision	WOODS
Legal Tract	4590
Legal Lot Number	68
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2012
Census Tract	508101

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4656 CORRIDA CIR, SAN JOSE, CA 95129-1451
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage GOLDEN 1 CREDIT UNION
Feb 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage STANFORD FCU
Nov 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Feb 23, 2026	Grant Deed, Transfer · Conventional Mortgage THE GOLDEN 1 CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2026 · Amount on Record
Deed Sale	Feb 23, 2026 · Amount on Record
Prior Sale	Oct 31, 2013 · Amount on Record
Deed Document Number	202625947409
Prior Transfer Date	Oct 23, 2012
Prior Transfer Doc	0021943105
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 21, 2026
Property Address	20044 WHEATON DR, CUPERTINO, CA 95014-2340
Document Number	0025975504
Instrument Date	Apr 15, 2026
Instrument	202625975504
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property, 149
Address	20044 WHEATON DR, CUPERTINO, CA 95014-2340

Mortgage

Document Number	0025975504,
Date	Apr 21, 2026
Instrument	202625975504

Lender

Name	GOLDEN 1 CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.13%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	20044 WHEATON DR, CUPERTINO, CA 95014-2340
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	CORNERSTONE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20044 WHEATON DR, CUPERTINO, CA 95014-2340

Mortgage

Document Number	0024816422
Date	Feb 4, 2021
Instrument	24816422

Lender

Name	STANFORD FCU
Type	Credit Union
Address	PALO ALTO, CA 94303

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Mar 1, 2031
Min Rate At Change	2.25%
Max Rate At Change	7.87%
Index	1-Year LIBOR
Max Rate	7.87%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	20044 WHEATON DR, CUPERTINO, CA 95014-2340
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20044 WHEATON DR, CUPERTINO, CA 95014-2340

Mortgage

Document Number	0025174571
Date	Nov 22, 2021
Instrument	25174571

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2051

February 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Feb 23, 2026
Property Address	20044 WHEATON DR, CUPERTINO, CA 95014-2340
Document Number	0025947409
Map Reference	MB 244 PG 32 & 33
Instrument Date	Feb 17, 2026
Instrument	25947409
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	CORNERSTONE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,048.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4656 CORRIDA CIR, SAN JOSE, CA 95129-1451

Mortgage

Document Number	0025947410
Date	Feb 23, 2026
Instrument	25947410

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2031
Change Frequency	6 Months
Min Rate At Change	3.87%
Max Rate At Change	7.87%
Index	Other
Max Rate	10.8%

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Cupertino City
Elementary School District	Cupertino Union Elementary School District (KG - 08)
Secondary School District	Fremont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,110,629 (+2%) Land $1,688,508 Building $422,121
2025	$25,102.00 (+2.81%) Homeowner's exemption	$2,069,245 (+4.04%) Land $1,655,400 Building $413,845
2024	$24,415.00 (+0.88%)
2023	$24,202.00 (+1.17%) Homeowner's exemption	$1,988,896 Land $1,591,120 Building $397,776
2022	$23,923.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWSC LOS ALTOS SUBURBAN private · serves 63,559 people · EPA ID CA4310001
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sail Internet.

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