20043 Johnson Rd, South Bend, IN 46614 Property Records

St. Joseph County property record for 20043 Johnson Rd, South Bend, IN 46614

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,194 sqft · built 1925
Lot Size	0.928 acres (40,424 sqft)
Owner	Individual Name on File
Tax Bill	$2,097 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Mar 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`71-08-35-276-015.000-001`

Property Details

APN / Parcel Number

Primary APN	`71-08-35-276-015.000-001`
Alternative APN	`00110170346`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,194 sqft Living Area
Gross Area	3,546 sqft
1st Floor Area	3,546 sqft
Attic	Attic
Attic Area	1,176 sqft
Basement Area	1,176 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	40,424 sqft (0.928 acres)
Lot Dimensions	337 ft deep x 120 ft wide
Garage Type	Detached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	20043 JOHNSON RD
City	SOUTH BEND
State	IN
Zip	46614-5113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22 RITTERS PRO TO DIXIE GDNS EX PT SOLD FOR STREET SEC 35-37-2E 14/15 SPLIT# 8613 10-29-2013
Legal Range	2E
Legal Township	37
Legal Section	35
Legal Subdivision	RITTERS PRO TO DIXIE GDNS EX
Legal Lot Number	22
Jurisdiction	ST JOSEPH IN
Township / Civil Division	CENTRE
Census Block Group	1
Census Block	1021
Census Tract	11801

Owner

20043 Johnson Rd is owned and occupied by an individual who acquired it in March 2022.

Source: St. Joseph County records, as of October 15, 2026

Owner of Record	Individual Name on File
Mailing Address	20043 JOHNSON RD, SOUTH BEND, IN 46614-5113
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2022	Deed of Trust, Mortgage · Line of Credit TEACHERS CU
Mar 30, 2022	Warranty Deed, Transfer METROPLITAN TITLE, METROPOLITAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2022
Deed Sale	Mar 30, 2022
Deed Document Number	20229525
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	20043 JOHNSON RD, SOUTH BEND, IN 46614-5113
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002230909
Date	Oct 26, 2022
Instrument	2230909

Lender

Name	TEACHERS CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 26, 2042

Interest

Rate Type	Fixed Rate

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Mar 30, 2022
Property Address	20043 JOHNSON RD, SOUTH BEND, IN 46614-5113
Document Number	0002209525
Instrument Date	Mar 28, 2022
Instrument	2209525
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20043 JOHNSON RD, SOUTH BEND, IN 46614-5113

Tax Assessment & Valuation

The 2025 property tax bill for 20043 Johnson Rd was $2,097 with a homeowner's exemption, up 11.1% from the year before.

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Centre Township
Unified School District	South Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,097.00 (+11.07%)	$212,100 Land $80,200 Building $131,900	$212,100 Land $80,200 Building $131,900
2024	$1,888.00 (-3.43%)
2023	$1,955.00 (-8.86%)	$182,500 (-) Land $80,200 Building $102,300	$182,500 (-) Land $80,200 Building $102,300
2022	$2,145.00	$182,500 Land $80,200 Building $102,300	$182,500 Land $80,200 Building $102,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20043 Johnson Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1981–1996)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20043 Johnson Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH BEND WATER WORKS serves 115,000 people · EPA ID IN5271014
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber, Surf Internet.

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